Fee Schedule

Health Savings Account Fees Opening Fee                                                                                         $25.00 Annual Fee                                                         $25.00 Assessed once a year Annual Fee                                                                                           $35.00 *If the member does not have eStatements *All other Credit Union charges for other services will apply Account Fees  NSF                                                                                            $25.00/Item  Overdraft                                                                                      $25.00/Item  Stop Payment                                                                         $20.00/Request *VIA Home Banking FREE  Check Printing                                        Prices may vary depending upon style  Overdraft Transfer                                                                       $5.00/Transfer ATM Network Foreign ATM withdrawal or Inquiry                                        $0.50 *Transaction Fee waived if eStatements utilized Debit/PIN Transaction                                                                             FREE Other Service Fees (Applicable to all accounts) Account Reconciliation                                                                  $10.00/Hour Statement Copy                                                                     $1.00/Statement *VIA eStatement on Home Banking FREE Wire Transfer Fee*      Domestic outgoing                                                              $15.00/Transfer      International outgoing                                                        $15.00**/Transfer      Incoming Wire                                                                                  FREE      Wire Trace Request or Return                                                           $25.00 *An additional charge, up to $10, may apply if member-supplied information is incorrect **European Wire surcharges may apply and vary by institution receiving Wire Notary Public and Signature Guarantee                                                   FREE Western Union    Quick Cash                                                       Prices vary based on amount Personal Fax                                                                                 $1.00/Page Personal Copy                                                                               $0.10/Page Return Item                                                                                          $25.00 Bill Payer via Home Banking                                                          $6.00/Month *Fee waived if eStatements utilized Stop Payment for Bill Payer Check                                              $20.00/Check Check Copy for Bill Payer Check                                                 $20.00/Check Personal Check Copy                                                                   $2.00/Check Cashiers Checks                                                                          $1.00/Check *After three (3) free per month Safe Deposit Box Rental                                   Range from $12.00-$75.00/Year                                                                                          (Depending on size) Safe Deposit Box Key Replacement                                                  $6.50/Key Safe Deposit Box Drilling                                                          $85.13-$117.92                                                                                     (Depending on location) Excessive Debit Card/PIN Replacement                                       $5.00/Request For our Senior Citizens age 55 and over who have Direct Deposit of either their Pension or Social Security, we offer the following FREE services:  Printed Checks, Money Orders, and Cashiers Checks. The fees are accurate and effective for accounts as of the Effective Date indicated.  If you have any questions or require current fee information on your account, please call the Credit Union. Share Value Par Value of One Share                                                                         $25.00                                                                                      Effective Date 01/2010