Loans

Why consider DCCU when you need a business loan? According to our members, they sought us out because our approval decisions are made locally, it’s easy to get in touch with our Business Services staff, and we call you back. So, if good service is important for your business lending relationship, you’ve come to the right institution.

Give us a call so we can talk about your business and its lending needs. We offer the following loan options:

  • Commercial Real Estate
  • Construction
  • Line of Credit
  • Business Visa Platinum Credit Card

Whether looking to own your own space, build it, or renovate it, we offer Commercial Real Estate loans. The property can be:

  • owner or non-owner occupied
  • land
  • personal real estate used as collateral

As a business owner we know your time is valuable so we’ve set up our Construction loans to have one closing taking you from construction to permanent in one sitting. This saves you money too.


A DCCU business line of credit allows you to borrow what you need, when you need it. Balance your cash flow needs with this ready source of revolving funds.

  • Manage short-term cash needs
  • Take advantage of supplier discounts
  • Cover working capital needs

Using a Credit Card wisely to manage business cash flow and debt is easy with DCCU’s Business Visa Platinum Credit Card. In addition, this card earns CURewards points each time you use it. Points are redeemable for:

  • travel
  • airfare
  • merchandise
  • gift certificates

Want to reach your Rewards goal sooner? Let us know and we’ll combine points from your Business Visa Debit Card with your Credit Card points.


140 Lucy Lane P.O. Box 1365, Waynesboro, VA 22980


Federally insured by NCUA