DCCU Routing # 251483311
Member Financial Assistance
DCCU cares about the financial wellness of our members. We’ve compiled a list of financial assistance options. Each of these programs and services has its own forms and disclosures. Read all disclosures carefully before signing any forms. If you have any questions or need additional assistance please do not hesitate to contact us or visit a branch near you.
Interest Only Loan Payment
An Interest Only Loan Payment* is for members who wish to temporarily reduce their monthly payment by only paying the interest amount. Members may request an Interest Only Loan Payment for up to 90 days during a time of temporary financial hardship. Each Interest Payment advances the next regular due date one month by paying an amount equal to one month interest on the principal balance. To request an Interest Only Payment for one of the loans listed below, contact the Service Center at 800.245.8085 or visit a location near you.
- Auto Loans
- Personal Loans
- Mortgage Loans
- Home Equity
Loan Payment Deferral – Interest Continues to Accrue
A payment deferral is designed to provide relief to members who have the capacity to resume making their monthly payments. Members may request a Loan Payment Deferral for up to 90 days during a time of temporary financial hardship. To request a Loan Payment Deferral for one of the loans listed below, contact the Service Center at 800.245.8085 or visit a location near you. Please note: Finance Charges will continue to accrue at the normal rate.
- Auto Loans
- Personal Loans
- Credit Cards
- Mortgage Loans
- Home Equity
Other Options and Resources
If you are interested in simplifying your finances, a balance transfer option may be the right fit for you.
Consider a debt consolidation loan with our Personal Loan.
Consider refinancing your higher rate auto loans from other lenders to possibly lower your monthly payments and make no payments for up to 90 days.**
Our partners at GreenPath can share options to support your current financial situation, and help you make a personalized plan.
Other restrictions may apply. All loans subject to credit approval. Membership required. Offers are subject to change at any time.
*To be eligible for Interest Only Payment or Loan Payment Deferral, you must be a member in good standing, and all loans and accounts must not currently be past due. For Loan Payment Deferral, Finances Charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in your loan agreement during the deferral period.
**Payments cannot be deferred more than 90 days from the day of loan closing. Offer valid on auto loans not currently financed with DCCU.
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2024 DuPont Community Credit Union