DCCU Routing # 251483311
Committed to Your Investment Needs
If you are contemplating your retirement options, it may benefit you to sit down to discuss them with one of our financial advisors. Member Investment Services (MIS) is here to help with your investment needs:
Meet Our Team
Josh Elmore, CFP®
LPL Registered Representative
VA Insurance License #911033
Registered in: CT, DE, FL, NC, OH, OK, SC, TN, VA
Phone: 540.946.3209
Email: Joshua.Elmore@LPL.com
Josh grew up in Fishersville. He graduated from Grace Christian School in Staunton. Josh attended Virginia Commonwealth University (VCU) in Richmond where he received his Bachelor’s in Electrical Engineering. After college, Josh pursued a job opportunity with Dominion Energy at their North Anna Nuclear Station. While working at Dominion, Josh obtained his Master’s in Nuclear Engineering. Since growing up in a family of accountants and financial advisors, Josh always knew he wanted a career in financial planning. He joined the team in 2014. Being a lifetime learner, Josh obtained his Certified Financial PlannerTM Professional designation in 2016 and strives to ensure the members' financial planning needs are met.
Josh and his wife Kasey have three daughters, Josie, Selah, and Claire. Josh enjoys spending time with family, traveling, and skiing.
Ben Irick, CFP®
LPL Registered Representative
VA Insurance License #721157
Registered in: AZ, CA, CO, FL, GA, IL, KY, MD, MT, NC, NJ, PA, SC, TX, VA
Phone: 540.946.3211
Email: Benjamin.Irick@LPL.com
Ben studied economics at the University of Texas in Austin, with a minor in business administration. While working for a large investment firm in Houston, he broadened his horizons in the financial planning field. After two years, he sought a company where he could focus more on building personal relationships and helping individuals with their financial needs. Since 2008, Ben has been servicing Member Investment Services’ clients, and he obtained Certified Financial Planner™ Professional designation in 2013. Ben married his wife, Erin, in 2016, and they reside in Weyers Cave with their two sons. He enjoys traveling, reading, and spending time outdoors.
Ross Shull
LPL Registered Representative
VA Insurance License #789336
Registered in: NC, VA, WV
Phone: 540.946.3273
Email: Ross.Shull@LPL.com
Ross was born in Staunton and grew up in the Verona area, graduating from Fort Defiance High School. He later attended James Madison University to study accounting, earning his Bachelor’s degree. Being passionate about helping people with their finances, he decided to get into the financial planning industry in 2010. Ross worked for a large investment services firm in Staunton before transitioning to Member Investment Services in 2015. Ross lives in Staunton with his wife and two daughters.
Alex Carlson
LPL Registered Representative
VA Insurance License #1082718
Registered in: NC, VA
Phone: 540.946.3298
Email: Alex.Carlson@LPL.com
Alex was born and raised in Richmond until 2001 when his family moved to Nelson County. After graduating high school, he attended the University of Virginia where he obtained his Bachelor’s degree in Sociology and American Government. After numerous management positions held at different companies, he finally found his calling in Financial Services in 2015 working with a major bank. In 2021, he sought to find a position which allowed him to develop more meaningful customer relationships and satisfy his passion for helping people and making a real difference in their financial well-being. He found it with Member Investment Services. In his free time, he enjoys spending time outside with his wife and daughter.
Stephanie Hanna
MIS Administrative Assistant
Phone: 540.946.3200
Email: Stephanie.Hanna@LPL.com
After moving to Virginia from Florida in 2003, Stephanie joined the Member Investment Services team as an Administrative Assistant. Prior to joining the MIS team, Stephanie worked as an Administrative Assistant to the President of Ocwen Financial Corporation.
April Keziah
MIS Administrative Assistant
Phone: 540.946.3200
Email: April.Keziah@LPL.com
April is originally from Charlotte, North Carolina. She now resides in Waynesboro with her husband, Michael, and their three sons. April has been in the financial industry since 2001, and began her career with DuPont Community Credit Union two years later. She joined the Member Investment Services team in 2012 as an Administrative Assistant.
Morgan Offenbacker
MIS Administrative Assistant
Phone: 540.946.3200
Email: Morgan.Offenbacker@LPL.com
Morgan was born and raised in Mount Solon, Virginia. She now calls Harrisonburg home, where she resides with her husband Payton and their six dogs. Morgan began her career with DuPont Community Credit Union in 2018. She joined the Member Investment Services team in 2022.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
About LPL Financial
LPL Financial is one of the nation’s leading financial services companies and a publicly traded company on the NASDAQ under ticker symbol LPLA. The firm’s mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm’s tools and resources to help them provide financial guidance and recommendations to help meet their clients’ needs.
Investment Resources
These articles cover a variety of topics that pertain to how you can better prepare for the future, and how our Member Investment Services team can help.
Retirement
The Pre-Retirement Checklist: How Prepared are You?
Getting ready for retirement? Before you can cross that bridge, you'll need to cross some important items off your to-do list. To measure your progress toward retirement preparation, check off your Done items from the list below.
Read More
Investment
Building Trust with Your Investment Representative
Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. Your investment representative could be a resource to tap for financial planning information through the many stages of your life.
Read More
Investment
Nine Important Financial Lessons Every Working Adult Should Learn
Navigating the world of personal finance can be overwhelming, even for an adult who has quite a bit of experience in the working world. With some smart planning, a good strategy and understanding of the basics you should be able to develop the money-management skills you need to get your finances under control.
Read More
Investing 101
Terms to Know
If your mind is boggled by investment terminology, we’re here to help! With this handy glossary of investment terms, you’ll be better prepared to plan for your future.
2024 Outlook
2024 Investment Outlook
Learn the expert perspective on powering forward with investment opportunities in 2024.
Member Investment Services FAQs
Member Investment Services (MIS) is here to help you with your financial planning and investment needs. We seek to understand your current financial situation and help you to pursue your long-term goals. We speak in language that you will understand, while providing objective financial advice in an honest and authentic manner.
Member Investment Services will offer professional guidance and objective advice on the following topics: retirement planning, estate planning, college planning, risk management, tax-advantaged investing, 401(k) advising, portfolio rebalancing, health insurance evaluation, and more.
We prefer to meet by appointment in order to provide the best possible service.
To schedule a no-obligation appointment with one of our representatives, email MISdccu@LPL.com or call 540.946.3200.
We need to meet to discuss your current financial situation, risk tolerance, and investment goals. The next step would be to open an account.
Any paperwork and financial statements of accounts that you would like to discuss with Member Investment Services.
Everyone’s needs are different. Appointments will last anywhere from 30 minutes to 90 minutes depending on your current situation.
There is no fee to meet with one of our representatives. However, depending on which investment strategies we implement, there may be fees associated. Your representative will cover this information with you.
You will receive monthly and quarterly statements in the mail. We also have free online access so you can view your accounts at your convenience.
REACH OUT TO OUR TEAM
Contact Member Investment Services
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. DuPont Community Credit Union (DCCU) and Member Investment Services (MIS) are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using MIS, and may also be employees of DCCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, DCCU or MIS. Securities and insurance offered through LPL or its affiliates are:
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2024 DuPont Community Credit Union