Debt In Focus

Debt in Focus is a free online tool to help you see your financial picture more clearly in just minutes. After answering several short questions regarding your income and current debt, you’ll be able to review your confidential results instantly which include:

  • Revolving debt ratio
  • Debt to income ratio
  • Debt payment schedule
  • Personalized monthly budget comparison
  • Suggested personal action strategies


Need help putting your suggested strategies in motion? Bring your results into any office and we’ll be glad to get you to the next step.

140 Lucy Lane P.O. Box 1365, Waynesboro, VA 22980


Federally insured by NCUA