Earn more with higher dividends on  balances up to $25,000*  No opening or minimum  balance requirements No monthly fees or per check charges Free Wave Debit Card Free Home Banking Free Mobile Banking  Free eStatements Free Bill Payer (with eStatements) Free foreign ATM transactions  (with eStatements)    Click here for current checking rates Requirements: Enrolled in eStatements  Use your Wave Debit Card at least  10 times with transactions posting to  your account by the end of the month  (Wave or swipe transactions qualify.  ATM usage does not qualify.) *Grow Green Checking Balances exceeding  $25,000 earn 0.25% APY. ATM usage does not  qualify. One Grow Green Account per primary member. Click here to open your account today! Not an existing member? Click above to open  a Savings Account and Grow Green Checking.

No Cost Checking  with CURewards No opening or minimum balance requirements No monthly fees or per check charges Earns dividends - compounds monthly Free Visa Debit Card with CURewards Free Home Banking Free eStatements Free Bill Payer (with eStatements) Free foreign ATM transactions  (with eStatements)      Click here for current checking rates Requirements: None Click here to open your account today!

Don't have a checking account with DCCU? It's easy to make the switch from your current financial institution! Click here for our hassle-free Switch Kit. It has all the forms and information needed to quickly switch your account over from another financial institution.  We also suggest the following:

• Direct Deposit - Why spend your time in line to deposit your check? Your employer, pension provider, AND your credit union guarantee that your paycheck is credited to your account on pay day. It's easy to set up! Our Routing Number is 251483311. For Government checks simply click on the link below to sign up now:
  
  
• Payroll Distribution - When you sign up for direct deposit of your paycheck, you can also tell us how you'd like your paycheck distributed - to savings, make a loan payment, and even deposit to family member's accounts.
• FREE Visa Debit Card - No need to carry your checkbook while shopping; faster than waiting for check approval; and the easiest way to pay for every day purchases- gas, groceries, clothes. It also acts as your ATM card.
• Overdraft Protection - For qualified members to cover bounced checks without the headaches and fees of bounced checks. It costs you nothing until it's used. 
• FREE Home Banking - Securely conduct your banking from the comfort of home or office, day or night. This secure service allows you to check your balance, verify transactions, make loan payments, apply for a loan, and more. For more information, visit our Home Banking section.
• Bill Payer - Save time, stop writing checks each month. It's FREE when you sign up for eStatements. To discover the benefits of Bill Payer, click here. 
• eStatements - Get your statement faster with no paper to file. It's secure and it's FREE.
• Check Imaging - View and print your cleared checks FREE via Home Banking.
• ATMs - Get cash, transfer money, make loan payments, and deposits. Available at all our offices with no fee. Access to ATMs on the following networks as well: STAR, CIRRUS, & NYCE.
• ART (audio response teller) - Another convenient way to check your accounts when the internet isn't available. The same transactions can be conducted using ART that can be done via Home Banking.

• Checkbook Balancing - Tips to help balance your checkbook: click here  

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  Click here to visit the NCUA Share Insurance Estimator.