DCCU Routing # 251483311
Try Our Mobile App
Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
Try Our Mobile App
Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
Member Login
Forgot UsernameNew to Online Banking?
Register HereHoliday Notice
DCCU will be closed Saturday, May 24, 2025 and Monday, May 26, 2025, in observance of Memorial Day.
Rates
Rates accurate as of 02/01/2022. Rates are subject to change without notice.
- Mortgage
- Auto Loans
- Personal Loans
- Credit Cards
- Checking
- Savings
- Certificates
- Business
- 30 Year Fixed
- Rate
- 7.125%
- APR
- 7.278%
- 20 Year Fixed
- Rate
- 6.875%
- APR
- 7.323%
- 5/5 ARM
- Rate
- 6.375%
- APR
- 6.605%
- 3/1 ARM
- Rate
- 6.125%
- APR
- 6.684%
Rates are the best currently available without the (optional) payment of discount points to lower the rate. Example of a 30 Year Fixed Loan: $250,000 purchase price, $225,000 loan amount, interest rate 6.5%, corresponding annual percentage rate (APR) 6.607%, and $1,422.12 per month principal and interest payment. Payment example does not include insurance premiums or taxes, monthly payment obligation will be higher. Rates, terms, and conditions subject to change and may vary based on creditworthiness, qualifications, and collateral condition. ARM rates are variable, the APR may increase. All loans subject to credit approval. Certain restrictions apply. Membership eligibility required.
New Vehicles/Motorcycles
- 0 - 36 Months
- Min. APR
- 3.99%
- Max. APR
- 12.39%
- 37 - 48 Months
- Min. APR
- 4.99%
- Max. APR
- 13.09%
- 49 - 60 Months
- Min. APR
- 5.99%
- Max. APR
- 13.19%
- 61 - 72 Months
- Min. APR
- 6.49%
- Max. APR
- 13.39%
- 73 - 84 Months
- Min. APR
- 6.89%
- Max. APR
- 8.69%
Used Vehicles/Motorcycles
Vehicles 2016 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.
- 0 - 36 Months
- Min. APR
- 4.49%
- Max. APR
- 12.79%
- 37 - 48 Months
- Min. APR
- 5.59%
- Max. APR
- 13.99%
- 49 - 60 Months
- Min. APR
- 6.59%
- Max. APR
- 14.19%
- 61 - 72 Months
- Min. APR
- 6.79%
- Max. APR
- 14.49%
- 73 - 84 Months
- Min. APR
- 7.39%
- Max. APR
- 9.69%
Used Vehicles/Motorcycles
Vehicles 2015 model year and older. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.
- 0 - 24 Months
- Min. APR
- 6.25%
- Max. APR
- 19.50%
- 25 - 48 Months
- Min. APR
- 7.25%
- Max. APR
- 20.50%
- 49 - 60 Months
- Min. APR
- 7.75%
- Max. APR
- 9.25%
New RVs
Includes Motor Homes and Travel Trailers
- 0 - 48 Months
- Min. APR
- 4.99%
- Max. APR
- 15.19%
- 49 - 60 Months
- Min. APR
- 5.49%
- Max. APR
- 15.49%
- 61 - 72 Months
- Min. APR
- 5.99%
- Max. APR
- 15.79%
- 73 - 84 Months
- Min. APR
- 6.49%
- Max. APR
- 16.29%
- 85 - 120 Months
- Min. APR
- 7.49%
- Max. APR
- 17.29%
Used RVs
Includes Motor Homes and Travel Trailers 2014 model year and newer. RVs with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.
- 0 - 48 Months
- Min. APR
- 5.49%
- Max. APR
- 16.29%
- 49 - 60 Months
- Min. APR
- 5.99%
- Max. APR
- 16.29%
- 61 - 72 Months
- Min. APR
- 6.49%
- Max. APR
- 16.79%
Example auto loan payment: 5.49% APR for 36 monthly payments is approximately $30.19 per $1,000 borrowed.
- Line of Credit
- Min. APR
- 11.00%
- Max. APR
- 18.00%
- 0 - 24 Months
- Min. APR
- 12.50%
- Max. APR
- 21.00%
- 25 - 48 Months
- Min. APR
- 13.50%
- Max. APR
- 22.00%
Example personal loan: 12.75% APR for 24 monthly payments is approximately $47.42 per $1,000 borrowed.
Mastercard Offerings
Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.
- Rewards
- Min. APR
- 12.24%
- Max. APR
- 23.24%
- Cash Back
- Min. APR
- 13.24%
- Max. APR
- 24.24%
- Share Secure
- Min. APR
- 13.24%
- Max. APR
- 20.24%
- World
- Min. APR
- 16.24%
- Max. APR
- 27.24%
- Business
- Min. APR
- 14.24%
- Max. APR
- 25.24%
Fees may reduce earnings on your accounts. APY = Annual Percentage Yield.
- Grow Checking Tier 2
- 15 Debit Transactions Monthly, $250 Amount of Debit Transactions Monthly
- Dividend Rate
- 5.40%
- APY
- 5.54%
- $25,000.01 and Above
- Dividend Rate
- 0.00%
- APY
- 0.00% to 5.54%
- Grow Checking Tier 1
- 10 Debit Transaction Monthly
- Dividend Rate
- 0.35%
- APY
- 0.35%
- $25,000.01 and Above
- Dividend Rate
- 0.00%
- APY
- 0.00% to 0.35%
- Grow Base Tier
- Dividend Rate
- 0.00%
- APY
- 0.00%
- Rewards Checking
- Dividend Rate
- 0.00%
- APY
- 0.00%
Fees may reduce earnings on your accounts. APY = Annual Percentage Yield.
- Savings
- Minimum Balance of $5
- Dividend Rate
- 0.01%
- APY
- 0.01%
- Christmas Club
- Automatic Deposit to Savings or Checking on Oct. 1
- Dividend Rate
- 0.01%
- APY
- 0.01%
- Club Account
- Save for college, taxes, insurance, etc.
- Dividend Rate
- 0.01%
- APY
- 0.01%
- Vacation Club
- No Minimum Balance
- Dividend Rate
- 0.01%
- APY
- 0.01%
- Health Savings Account
- Minimum Balance of $5
- Dividend Rate
- 0.01%
- APY
- 0.01%
Money Market
- Balances of $100,000 and above
- Dividend Rate
- 2.00%
- APY
- 2.02%
- Balances of $50,000 – $99,999.99
- Dividend Rate
- 1.50%
- APY
- 1.51%
- Balances of $25,000 – $49,999.99
- Dividend Rate
- 1.00%
- APY
- 1.00%
- Balances of $1,000 – $24,999.99
- Dividend Rate
- 1.00%
- APY
- 1.00%
- Balances of $999.99 and under
- Dividend Rate
- 0.00%
- APY
- 0.00%
IRA Account
- Balances of $1,000 and above
- Dividend Rate
- 0.15%
- APY
- 0.15%
- Balances of $999.99 and under
- Dividend Rate
- 0.05%
- APY
- 0.05%
Certificates
Minimum Balance of $500. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts. APY = Annual Percentage Yield.
- 6 Months/182 Days
- Dividend Rate
- 3.93%
- APY
- 4.00%
- 1 Year/12 Months
- Dividend Rate
- 3.55%
- APY
- 3.61%
- 15 months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 1.5 Years/18 Months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 2 Years/24 Months
- Dividend Rate
- 3.05%
- APY
- 3.09%
- 2.5 Years/30 Months
- Dividend Rate
- 3.10%
- APY
- 3.14%
- 3 Years/36 Months
- Dividend Rate
- 3.35%
- APY
- 3.40%
- 4 Years/48 Months
- Dividend Rate
- 3.30%
- APY
- 3.35%
- 5 Years/60 Months
- Dividend Rate
- 3.25%
- APY
- 3.30%
IRA Certificates
Minimum Balance of $1,000. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts.
- 6 Months/182 Days
- Dividend Rate
- 3.93%
- APY
- 4.00%
- 1 Year/12 Months
- Dividend Rate
- 3.55%
- APY
- 3.61%
- 15 months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 1.5 Years/18 Months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 2 Years/24 Months
- Dividend Rate
- 3.05%
- APY
- 3.09%
- 2.5 Years/30 Months
- Dividend Rate
- 3.10%
- APY
- 3.14%
- 3 Years/36 Months
- Dividend Rate
- 3.35%
- APY
- 3.40%
- 4 Years/48 Months
- Dividend Rate
- 3.30%
- APY
- 3.35%
- 5 Years/60 Months
- Dividend Rate
- 3.25%
- APY
- 3.30%
HSA Certificates
Minimum Balance of $1,000. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts.
- 6 Months/182 Days
- Dividend Rate
- 3.93%
- APY
- 4.00%
- 1 Year/12 Months
- Dividend Rate
- 3.55%
- APY
- 3.61%
- 15 months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 1.5 Years/18 Months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 2 Years/24 Months
- Dividend Rate
- 3.05%
- APY
- 3.09%
- 2.5 Years/30 Months
- Dividend Rate
- 3.10%
- APY
- 3.14%
- 3 Years/36 Months
- Dividend Rate
- 3.35%
- APY
- 3.40%
- 4 Years/48 Months
- Dividend Rate
- 3.30%
- APY
- 3.35%
- 5 Years/60 Months
- Dividend Rate
- 3.25%
- APY
- 3.30%
Business Checking
Fees may reduce earnings on your accounts. APY = Annual Percentage Yield.
- Balances of $50,000 and above
- Dividend Rate
- 0.40%
- APY
- 0.40%
- Balances of $25,000 - $49,999.99
- Dividend Rate
- 0.25%
- APY
- 0.25%
- Balances of $2,500 - $24,999.99
- Dividend Rate
- 0.15%
- APY
- 0.15%
- Balances up to $2,499.990
- Dividend Rate
- 0.05%
- APY
- 0.05%
Money Market
Fees may reduce earnings on your accounts.
- Balances of $100,000 and above
- Dividend Rate
- 2.00%
- APY
- 2.02%
- Balances of $50,000 – $99,999.99
- Dividend Rate
- 1.50%
- APY
- 1.51%
- Balances of $25,000 – $49,999.99
- Dividend Rate
- 1.00%
- APY
- 1.00%
- Balances of $1,000 – $24,999.99
- Dividend Rate
- 1.00%
- APY
- 1.00%
Business Certificates
Minimum balance of $500. Fees may reduce earnings on your accounts.
- 6 Months/182 Days
- Dividend Rate
- 3.93%
- APY
- 4.00%
- 1 Year/12 Months
- Dividend Rate
- 3.55%
- APY
- 3.61%
- 15 months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 1.5 Years/18 Months
- Dividend Rate
- 3.00%
- APY
- 3.04%
- 2 Years/24 Months
- Dividend Rate
- 3.05%
- APY
- 3.09%
- 2.5 Years/30 Months
- Dividend Rate
- 3.10%
- APY
- 3.14%
- 3 Years/36 Months
- Dividend Rate
- 3.35%
- APY
- 3.40%
- 4 Years/48 Months
- Dividend Rate
- 3.30%
- APY
- 3.35%
- 5 Years/60 Months
- Dividend Rate
- 3.25%
- APY
- 3.30%
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2024 DuPont Community Credit Union