Business Rates 

Accurate as of: 11/13/2008

APR = Annual Percentage Rate
APY = Annual Percentage Yield

For quick and easy savings examples use the Savings Calculator

Rates are current as of last dividend declaration date.

Type Features APR APY Range Savings Minimum Balance of $25 1.00% 1.00% Checking NO Minimum To Open Account NO Minimum Average Daily Balance Required NO Maintenance/Monthly Service Fees NO Monthly Check Transaction Fees NO Mid-Day Cut-Offs FREE Vinyl Deposit Bag FREE Deposit Stamp Same Day Credit on Deposits       Balances of $50,000 and above Balances of $25,000 to $49,999.99 Balances of $2,500 to $24,999.99 Balances up to $2,499.99 2.60% 1.75% 1.00% 0.25% 2.63% 1.76% 1.00% 0.25%  Money Market Balances of $100,000 and above Balances of $50,000 to $99,999.99 Balances of $25,000 to $49,999.99 Balances of $1,000 to $24,999.99 2.25% 2.10% 1.90%  1.65%  2.27% 2.12% 1.92% 1.66% Certificate ( 6 mos/182 days)  Minimum balance of $500  3.06%  3.10% Certificate ( 1 yr/12 mos)  Minimum balance of $500  3.11%  3.15% Certificate (1 1/2 yrs/18 mos)  Minimum balance of $500  3.15%  3.20% Certificate (2 yrs/24 mos)  Minimum balance of $500  3.50%  3.56% Certificate (2 1/2 yrs/30 mos)  Minimum balance of $500  3.49%  3.55% Certificate (3 yrs/36 mos)  Minimum balance of $500  3.68%  3.74% Certificate (4 yrs/48 mos)  Minimum balance of $500  3.87%   3.94%  Certificate (5 yrs/60 mos)  Minimum balance of $500  3.94%  4.01%