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DCCU is celebrating 50 years of providing the best in banking to the  community by giving - giving back $50 that is. The Credit Union is  offering a $50 Visa Gift card to members who finance their auto loans  with us and meet the below requirements: Promotion dates are July 6 through July 31. Must apply no later than July 31 and the loan must close by August 31. The financed balance must be $5,000 or greater. Offer applies only to purchases; refinances from other financial institutions. Internal refinances do not qualify nor do auto loans where cash is received from the loan (ex. using car title as collateral for cash). NOTE: Motorcycles and RVs are also eligible  Cannot be combined with any other offers. Click here to apply online today, call, or stop by any DCCU office!

Credit Union's have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles. The deal gets even better when you finance your vehicle with DCCU. Thanks to our lower interest rates, your savings will really add up! Click here to learn more.

DCCU uses NADA to determine loan values, check out vehicle values with NADA by clicking here.
However, auto dealers may use Kelly Blue Book, for trade-in-values.

We offer:

•  No-obligation pre-approvals

•  Save time with fast turnaround on applications 

  We offer financing up to 110% of NADA Retail Value or 90% of MSRP¹ Value including rebate, taxes, titling, and warranty for qualified buyers for:  

• New and Used Vehicles/Motorcycles/Scooters*                 

• Boats/RVs/Campers/ATVs

  *Scooters - financed only if NADA Value can be obtained and never been titled before. Maximum term is 60 months and maximum LTV is 100%.

Trying to decide which vehicle to buy? The U.S Department of Energy and U.S. Environmental Protection Agency has developed a fuel economy website featuring fuel economy data for new and used passenger vehicles dating back to 1985. You can also compare vehicles side-by-side, see vehicle-specific air pollution emissions information, safety ratings, and links to car buying websites. Click here to get started.

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necessary to view certain screens in Anytime Adviser.

Already have an auto loan financed somewhere else? That's OK, we can help. We'll be happy to refinance it. We may even save you hundreds of dollars over the life of the loan. Just gives us a call with your vehicle(s) and insurance information.

Have peace of mind knowing your auto loan will be taken care of with Credit Life and/or Disability Insurance. For an inexpensive amount, these features can be added to your auto loan:

Single Credit Life - $0.55 per $1000 of loan balance
Joint Life - $0.91 per $1000 of loan balance
Single Credit Disability - $1.81 per $1000 of loan balance

Don't forget to add the ultimate assurance of GAP Protection to your vehicle, boat, or motorcycle loan. Click here for details.

Skip-A-Pay - Need a break from your payments? Click here for more information.

Please check with our Loan Department for complete details.

*APR Annual Percentage Rate. Loan rates are based on the evaluation of an applicants credit performance. All loans subject to credit approval.
**Qualified buyers can receive up to 100% financing of the MSRP or NADA Retail Value of new and used vehicles, up to 100% financing on new and used boats, and up to 90% financing on new and used motorcycles (including applicable rebates, taxes, titling, and warranty).
¹ - Financing up to 90% of MSRP when DCCU cannot obtain a retail value on autos/boats/RVs, and campers.
***Credit Life Coverage is extended to members under 70. Disability coverage is extended to members under age 66. Premiums are calculated on the
outstanding loan balance and added to the loan balance each month.