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 DCCU uses NADA to determine loan values, check out vehicle values with NADA by clicking here.
However, auto dealers may use Kelly Blue Book, click here to access Kelly Blue Book for trade-in-values.

We offer:

•  No-obligation pre-approvals

•  Save time with fast turnaround on applications 

  We offer financing up to 115% based upon the MSRP¹ or NADA Retail Value including rebate, taxes, titling, and warranty for qualified buyers for:  

• New and Used Vehicles/Motorcycles                 
• Boats/RVs/Campers/ATVs

Trying to decide which vehicle to buy? The U.S Department of Energy and U.S. Environmental Protection Agency have developed a fuel economy website featuring fuel economy data for new and used passenger vehicles dating back to 1985. You can also compare vehicles side-by-side, see vehicle-specific air pollution emissions information, safety ratings, and links to car buying websites. Click here to get started.

Click here to download Flash Player for free. This is
necessary to view certain screens in Anytime Adviser.

Already have an auto loan financed somewhere else? That's OK, we can help. We'll be happy to refinance it. We may even save you hundreds of dollars over the life of the loan. Just gives us a call with your vehicle(s) and insurance information.

Have peace of mind knowing your auto loan will be taken care of with Credit Life and/or Disability Insurance. For an inexpensive amount, these features can be added to your auto loan:

Single Credit Life - $0.55 per $1000 of loan balance
Joint Life - $0.91 per $1000 of loan balance
Single Credit Disability - $1.81 per $1000 of loan balance

Don't forget to add the ultimate assurance of GAP Protection to your vehicle, boat, or motorcycle loan. Click here for details.

Skip-A-Pay - Need a break from your payments? Click here for more information.

Please check with our Loan Department for complete details.

*APR Annual Percentage Rate. Loan rates are based on the evaluation of an applicants credit performance. All loans subject to credit approval.
**Qualified buyers can receive up to 100% financing of the MSRP or NADA Retail Value of new and used vehicles, up to 100% financing on new and used boats, and up to 90% financing on new and used motorcycles (including applicable rebates, taxes, titling, and warranty).
¹ - Financing up to 90% of MSRP when DCCU cannot obtain a retail value on autos/boats/RVs, and campers.
***Credit Life Coverage is extended to members under 70. Disability coverage is extended to members under age 66. Premiums are calculated on the
outstanding loan balance and added to the loan balance each month.