VISA and MasterCard Platinum

Current Rates

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Loan Term Glossary

Benefits specifically for Visa and MasterCard are listed below:

• MasterCard where the MasterCard or CIRRUS logos are displayed
• No application fee
• No annual fee
• Limits up to $30,000. Rates as low as 9.90% APR*
• 25 day grace period on purchases
• No fees for transferring balances to our credit cards and CASH withdrawals at our 
  offices do not incur processing fees
• Free convenience checks
• Payments made easy via Home Banking
• Payments are credited at the closing of the business day
• Privacy - We don't sell or share your information
• ATM accessible: VISA where the VISA or the CIRRUS logos are displayed and 
• $1,000,000 travel accident insurance at no cost to you
• Additional Payment Protection offered, call 1-800-445-6500

Earn CURewards with VISA Platinum	Earn Cash Back with MasterCard Platinum
Earn 1 point for every $1 spent to redeem for great merchandise such as jewelry,  electronics, airline tickets, and more	Earn up to 1% cash back on your yearly    net purchases
VISA Zero Liability protects you from fraud	Emergency travel assistance and referral    services 24 hours a day
Shop securely with Verified by VISA	Extended Warranty Insurance to protect    your purchases
	Purchase Assurance lets you shop with ease

Online Security for Your Credit Card:

Credit Card Payment Address:

Visa or MasterCard
P.O. Box 96099
Charlotte, NC 28296-0099

For Visa Platinum Credit Card Disclosure Information Click Here
For MasterCard Platinum Credit Card Disclosure Information Click Here

*APR - Annual Percentage Rate