VISA and MasterCard Platinum

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Benefits specifically for Visa and MasterCard are listed below:

  • MasterCard where the MasterCard or CIRRUS logos are displayed
  • No application fee
  • No annual fee
  • Limits up to $30,000. Rates as low as 9.90% APR*
  • 25 day grace period on purchases
  • No fees for transferring balances to our credit cards and CASH withdrawals at our 
    offices do not incur processing fees
  • Free convenience checks
  • Payments made easy via Home Banking
  • Payments are credited at the closing of the business day
  • Privacy - We don't sell or share your information
  • ATM accessible: VISA where the VISA or the CIRRUS logos are displayed and 
  • $1,000,000 travel accident insurance at no cost to you
  • Additional Payment Protection offered, call 1-800-445-6500

Earn CURewards with VISA Platinum

Earn Cash Back with MasterCard Platinum

Earn 1 point for every $1 spent to redeem
for great merchandise such as jewelry, 
electronics, airline tickets, and more
  Earn up to 1% cash back on your yearly 
  net purchases
VISA Zero Liability protects you from fraud

  Emergency travel assistance and referral 
  services 24 hours a day

Shop securely with Verified by VISA

  Extended Warranty Insurance to protect 
  your purchases

  Purchase Assurance lets you shop with ease


Online Security for Your Credit Card:

Credit Card Payment Address:

Visa or MasterCard
P.O. Box 96099
Charlotte, NC 28296-0099

For Visa Platinum Credit Card Disclosure Information Click Here
For MasterCard Platinum Credit Card Disclosure Information Click Here

*APR - Annual Percentage Rate

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