GAP Plus Protection

Depreciation can amount to thousands of dollars for most vehicles after purchase. If your car is damaged beyond repair, stolen, or declared a total loss, you could still be paying a balance on your loan. Insurance companies often only pay the current value of the car toward your loan payoff, and may not cover the entire loan amount.

GAP stands for "Guaranteed Asset Protection." GAP Plus will help protect you by paying off the remainder of your loan amount that your insurance may not cover. Benefits include:

  • Only $350 which may be added to your loan amount.
  • Protection for your loan term (up to 84 months).
  • Coverage for vehicles valued up to $100,000 at time of purchase.
  • Payment of benefits up to $50,000.
  • $1000 towards the purchase of a replacement vehicle when financed by DCCU and where allowed by law.
  • Benefits for new or used vehicles, including cars, light trucks, motorcycles and some other motorized vehicles.

Click here to see if GAP Plus is right for you.

To discuss how GAP Plus can protect you, visit any branch, or call 946-3200 or (800) 245-8085.

To add this economical protection (only $350) to your existing loan, e-mail us today!

(The information contained in this site is intended to provide a general outline of the benefits of MEMBER's CHOICE Guaranteed Asset Protection, and should not be relied upon as providing all benefits and limitations when purchasing this protection.)

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