Loan Rates

APR = Annual Percentage Rate
APY = Annual Percentage Yield

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Type Features Term Minimum APR Maximum APR New Vehicles/Motorcycles   0-48 Months 49-60 Months 61-72 Months 73-84 Months 4.24% 4.49% 4.99% 5.99% 17.24% 18.00% 18.00% 18.00% Used Vehicles/Motorcycles   0-48 Months 49-60 Months 61-72 Months 5.24% 5.49% 5.99% 18.00% 18.00% 18.00% Single Wide Mobile Homes 2006-2005 2004 or Older 80% of Purchase 80% of Retail for Used 15 Years (minus age) 9.25% 15.50% New RVs/Boats/ATVs Includes Motor Homes & Travel Trailers 0-60 Months 61-84 Months 85-120 Months 5.99% 6.99% 7.49% 15.24% 16.24% 16.74% Used RVs/Boats/ATVs Includes Motor Homes & Travel Trailers 0-60 Months 61-72 Months 6.99% 6.99% 16.24% 16.74% ARM (1 year - 80% LTV; 90% LTV Add 0.25% to Rate; 100% LTV Add 0.50% plus PMI coverage) 1.75% Floor 30 Years 4.31% 5.06% ARM (3/1 year -80% LTV; 90% LTV Add 0.25% to Rate; 100% LTV Add 0.50% plus PMI coverage) 2.25% Floor 30 Years 4.83% 7.08% ARM (5/1 year -80% LTV; 90% LTV Add 0.25% to Rate; 100% LTV Add 0.50% plus PMI coverage) 2.75% Floor 30 Years 5.22% 7.47% ARM (7/1 year -80% LTV; 90% LTV Add 0.25% to Rate; 100% LTV Add 0.50% plus PMI coverage) 2.75% Floor 30 Years 5.97% 8.22%  Click here for Fixed Mortgage Rates - Rates change daily Home Equity Line of Credit  No Floor 20 Year Draw Period 4.50% 6.25% Fixed Home Equity Loan    5 Years (80% LTV) 5 Years (90% LTV) 10 Years (90% LTV) 5.00% 5.25% 5.75% 9.00% 9.25% 9.75% Construction   9 Months 5.81% ----- Investment Property (1 year - 80% LTV) 2.75% Floor 30 Years 5.81% 6.56% Investment Property (3/1 year - 80% LTV)  2.75% Floor 30 Years 6.33% 7.08% Land Loan (1 year - 80% LTV; 90% LTV Add 0.25% to Rate)  2.00% Floor 20 Years 5.81% 6.56% VISA Platinum Maximum Limit is $30,000 Payment factor 2% of balance Open 8.90% 15.90% MasterCard Platinum Maximum Limit is $30,000 Payment factor 3% of balance *Aggregate  Credit Card  Maximum $30,000  Open 8.90% 15.90% Line of Credit --   9.00% 15.25% Personal, Fixed Maximum of $30,000 0-24 Months 25-48 Months 11.50% 12.50% 17.75% 18.00% Stafford Loans Student Loan Minimum Payment of $50 10 Years 6.80% ----- ----- Plus Loans Parent Loan Minimum Payment of $50 10 Years 8.50% ----- Share, Secured,Fixed Rate (Current Quarter) -- Up to 5 Years 3.00% ----- Share, Secured,Fixed Rate (Money Market) -- Up to 5 Years 3.75% 4.50%

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