Loan Rates

APR = Annual Percentage Rate
APY = Annual Percentage Yield

For quick and easy loan repayment examples use the Loan Calculator

Click here for Fixed Mortgage Rates - Rates change daily

Type

Features

Term

Minimum
APR

Maximum
APR

New Vehicles/Motorcycles
 

0-48 Months

49-60 Months

61-72 Months

73-84 Months

4.24%

4.49%

4.99%

5.99%

17.24%

18.00%

18.00%

18.00%

Used Vehicles/Motorcycles
 

0-48 Months

49-60 Months

61-72 Months

5.24%

5.49%

5.99%

18.00%

18.00%

18.00%

Single Wide Mobile Homes
2006-2005
2004 or Older
80% of Purchase
80% of Retail for Used
15 Years
(minus age)

9.25%

15.50%

New RVs/Boats/ATVs Includes Motor Homes &
Travel Trailers
0-60 Months

61-84 Months

85-120 Months

5.99%

6.99%

7.49%

15.24%

16.24%

16.74%

Used RVs/Boats/ATVs Includes Motor Homes &
Travel Trailers

0-60 Months

61-72 Months

6.99%

6.99%

16.24%

16.74%

ARM
(1 year - 80% LTV;
90% LTV Add 0.25% to Rate;
100% LTV Add 0.50% plus PMI coverage)
1.75% Floor 30 Years

4.31%

5.06%

ARM
(3/1 year -80% LTV;
90% LTV Add 0.25% to Rate;
100% LTV Add 0.50% plus PMI coverage)
2.25% Floor 30 Years

4.83%

7.08%

ARM
(5/1 year -80% LTV;
90% LTV Add 0.25% to Rate;
100% LTV Add 0.50% plus PMI coverage
)

2.75% Floor 30 Years

5.22%

7.47%

ARM
(7/1 year -80% LTV;
90% LTV Add 0.25% to Rate;
100% LTV Add 0.50% plus PMI coverage
)

2.75% Floor 30 Years

5.97%

8.22%

 Click here for Fixed Mortgage Rates - Rates change daily


Home Equity Line of Credit
 No Floor

20 Year
Draw Period

4.50%

6.25%

Fixed Home Equity Loan    5 Years
(80% LTV)

5 Years
(90% LTV)

10 Years
(90% LTV)

5.00%

5.25%


5.75%

9.00%

9.25%


9.75%

Construction   9 Months

5.81%

-----

Investment Property
(1 year - 80% LTV)
2.75% Floor 30 Years

5.81%

6.56%

Investment Property
(3/1 year - 80% LTV)
 2.75% Floor 30 Years

6.33%

7.08%

Land Loan
(1 year - 80% LTV;
90% LTV Add 0.25% to Rate)
 2.00% Floor 20 Years

5.81%

6.56%

VISA Platinum

Maximum Limit is $30,000
Payment factor 2% of balance

Open

8.90%

15.90%

MasterCard Platinum

Maximum Limit is $30,000
Payment factor 3% of balance

*Aggregate 
Credit Card 
Maximum $30,000

 Open

8.90%

15.90%

Line of Credit --

 

9.00%

15.25%

Personal, Fixed Maximum of $30,000

0-24 Months

25-48 Months

11.50%

12.50%

17.75%

18.00%

Stafford Loans Student Loan

Minimum Payment of $50

10 Years

6.80%

-----
-----

Plus Loans
Parent Loan

Minimum Payment of $50

10 Years

8.50%

-----

Share, Secured,Fixed Rate
(Current Quarter)
--

Up to 5 Years

3.00%

-----

Share, Secured,Fixed Rate
(Money Market)
--

Up to 5 Years

3.75%

4.50%

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