Savings Rates

Accurate as of: 03/04/2010

APR = Annual Percentage Rate
APY = Annual Percentage Yield

For quick and easy savings examples use the Savings Calculator

Rates are current as of last dividend declaration date.

Type Features APR APY Range Savings Minimum Balance of $25 0.50% 0.50% Christmas Club Automatic Deposit to Savings or Checking on Oct.1 0.50% 0.50% Vacation Club No Minimum Balance 0.50% 0.50% Club Account Save for college, taxes, insurance, etc. 0.50% 0.50% Money Market Balances of $100,000 and above Balances of $50,000.00 - $99,999.99 Balances of $25,000.00 - $49,999.99 Balances of $1,000.00 - $24,999.99 Balances of $999.99 and under 1.15% 1.00% 0.90% 0.80% 0.00% 1.16% 1.00% 0.90% 0.80% 0.00% IRA Account  Balances of $1,000 and above Balances of $999.99 and under 1.35% 0.50% 1.36% 0.50% Checking No Minimum Balance 0.25% 0.25% "Grow Green" with  High-Yield Checking Balances of $25,000 and under Balances exceeding $25,000 Any Balance, Requirements not met 2.25% 0.25% 0.25% 2.27% 0.25% 0.25% *Grow Green with High-Yield Checking has a split rate structure. Example: If you have $26,000 in a Grow Green High-Yield Checking, the first $25,000 will earn 2.27% APY and the $1,000 remaining will earn 0.25% APY. Certificate ( 6 mos/182 days) Minimum Balance of $500 1.15% 1.16% Certificate ( 1 yr/12 mos) Minimum Balance of $500 1.45% 1.46% Certificate (1 1/2 yrs/18 mos) Minimum Balance of $500 1.55% 1.56% Certificate (2 yrs/24 mos) Minimum Balance of $500 1.75% 1.76% Certificate (2 1/2 yrs/30 mos) Minimum Balance of $500 2.10% 2.12% Certificate (3 yrs/36 mos) Minimum Balance of $500 2.25% 2.27% Certificate (4 yrs/48 mos) Minimum Balance of $500 2.45% 2.48% Certificate (5 yrs/60 mos) Minimum Balance of $500 3.00% 3.04% IRA Certificate (1 yr/12 mos) Minimum Balance of $1,000 1.45% 1.46% IRA Certificate (2 yrs/24 mos) Minimum Balance of $1,000 1.75% 1.76% IRA Certificate (2 1/2 yrs/30 mos) Minimum Balance of $1,000 2.10% 2.12% IRA Certificate (3 yrs/36 mos) Minimum Balance of $1,000 2.25% 2.27% IRA Certificate (4 yrs/48 mos) Minimum Balance of $1,000 2.45% 2.48% IRA Certificate (5 yrs/60 mos) Minimum Balance of $1,000 3.00% 3.04% HSA Certificate (1 yr/12 mos) Minimum Balance of $1,000 1.45% 1.46% HSA Certificate (2 yrs/24 mos) Minimum Balance of $1,000 1.75% 1.76% HSA Certificate (2 1/2 yrs/30 mos) Minimum Balance of $1,000 2.10% 2.12% HSA Certificate  (3 yrs/36 mos) Minimum Balance of $1,000 2.25% 2.27% HSA Certificate (4 yrs/48 mos) Minimum Balance of $1,000 2.45% 2.48% HSA Certificate (5 yrs/60 mos) Minimum Balance of $1,000 3.00% 3.04% Checking and Money Market Accounts also available with HSA Accounts.