The DCCU Member Protection Program provides relief in the event that you lose your job due to no fault of your own, become disabled due to injury or illness, or pass away.1 DCCU's Member Protection Program is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you.
If a protected life event happens to you, and you're a protected borrower or co-borrower on the loan, DCCU's Member Protection Program will cancel or reduce repayment of your loan debt. Help lessen your worries about repaying loans during a time when your income may be reduced or lost. Protected events include:
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Your purchase of the Member Protection Program is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusiongs may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of the Member Protection Program.