DCCU Routing # 251483311
DCCU Routing # 251483311
Be prepared for whatever you're planning with Home Equity Plus. It's a line of credit PLUS a fixed-rate loan all in one - and the easy way to pay for renovations, unexpected expenses, and more. Discover how your home's equity can work for you! Pay no closing costs1 for lines of credit up to $350,000 and receive rates as low as 7.50% APR.2
Home Equity Plus starts as a line of credit and allows you to conveniently convert up to 3 fixed loan segments for a 5 or 10-year term. The available limit on the line of credit returns to the original line of credit limit as monthly principal payments are applied. Home Equity Plus offers the flexibility you need because it’s a line of credit PLUS a fixed-rate loan – all in one!
Membership required. Subject to creditworthiness and collateral limits. ¹Minimum loan amount of $10,000 required for no closing costs. ²Rates accurate as of 03/23/2023 and subject to change. Original closing costs are assessed to the member if the loan is closed out within two years of funding. Collateral is evaluated against tax assessment valuations. Appraisal may be required and paid by member prior to closing. Line of credit balances under the plan have a variable rate of interest and the minimum monthly payment can change as a result. Variable balances may be converted to fixed rate/fixed term balances, a $25 fee will apply. Fixed balances have a fixed rate of interest for the fixed term selected at the time of conversion. Max APR is 17% for variable rate balances and 18% for fixed term/fixed rate balances. Property insurance is required. Title insurance required for loans greater than $350,000 and must be paid by the member. Terms, restrictions, and fees may apply, visit mydccu.com/plus.
Features & Benefits of Home Equity Plus
Home Equity Plus is the smart way to unlock your home’s value to pay for things you need like home improvements, education costs, debt consolidation, preparing for unexpected expenses, and more.
Help Me Decide
Best Choice For
How Home Equity Plus Works
It’s the smart way to unlock your home’s value to pay for things you need like home improvements, education costs, debt consolidation, preparing for unexpected expenses, and more.
Home Equity Loan Options
INSIGHTS & ADVICE
Why Choose Home Equity Plus Over a Credit Card
Comparing HELOC to a Credit Card:
Both Allow For:
Home Equity Loan is a better choice than a credit card for: