DCCU Routing # 251483311
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Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
Try Our Mobile App
Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
Why Members Love DCCU's Loan Interest Rebate
An easy-to-earn loan benefit that puts money in your pocket.
Unlike many rebate programs, there are no forms to submit. Simply complete the qualifying activities and your 20% rebate is automatically deposited into your DCCU Savings account.
Check your progress and make sure you're on track.
Never miss an opportunity to earn with our Rebate Dashboard. Available in Online Banking, you can view all eligible loans and see what activities need to be completed.
How It Works: It's Easier Than You Think
DCCU's Loan Interest Rebate program rewards members for everyday tasks and banking habits they already have.
Eligible Loans for DCCU's Rebate Program
Auto Loans
Now is the time to finance or refinance a vehicle with DCCU. Before heading to the dealership, apply for a no-obligation pre-approval.
Credit Cards
Enjoy great benefits and save money with a DCCU Credit Card. No annual fees, no application fee.
Home Equity
Home Equity borrowing offers you the flexibility you need for unexpected expenses and more!
Personal Loans
A personal loan from DCCU can be a great way to consolidate debt or cover unexpected expenses.
See What You Can Earn with DCCU's Interest Rebate
In 2025 alone, DCCU's Loan Interest Rebate program gave back $2.1 million, benefiting more than 27,000 members. See how much money you can get back each month. The more interest you pay, the more you can earn back.
With a $30,000 Auto Loan financed for 72 months at an interest rate of 6.19% APR, here’s the rebate you could receive in a year:
| Annual Interest Paid | DCCU Rebate | Yearly Rebate Received |
|---|---|---|
| $1,737.46 | 20% | $347.49 |
Your monthly rebate will vary based on loan amount and interest rate. Example auto loan payment: 6.19% APR for 72 monthly payments is approximately $16.66 per $1,000 borrowed.
Frequently Asked Questions
The Loan Interest Rebate program allows qualifying members to earn money back on the interest paid on eligible DCCU loans. Currently, members can earn 20% back for a limited time.
Currently, the program pays back 20% on interest paid each month on eligible loans. While the Loan Interest Rebate program is an ongoing member giveback, rebate percentages and program details are subject to change and are evaluated at the end of each calendar year.
No. Members who meet the monthly qualifications are automatically considered for the rebate.
Members must maintain an open DCCU checking account, make an electronic deposit (ACH, mobile deposit, or direct deposit) each month, and have no negative account balances or delinquent loans. They must also make a self-service payment to their consumer loan (credit card, auto, personal, and home equity) each month on or before the payment due date.
If you have a DCCU auto, personal, credit card, or home equity loan, you are eligible for our Loan Interest Rebate program. You can track your qualification status through the rebate dashboard in Online Banking. Log in to track your progress.
Credit card payment information will be updated on the 27th of each month.
Qualifying rebates are deposited into your DCCU Savings account on the first day of each month.
Auto loans, personal loans, home equity loans, and DCCU credit cards are currently eligible. Business loans and mortgages are not eligible.
If you don't qualify for a given month, you simply won't earn a rebate for that month. The good news? You can requalify the following month by meeting the program requirements.
The rebate will be treated as an adjustment to the amount of interest paid by the member. Contact a tax professional for advice about your specific situation.
Minimum of $0.10 interest paid per qualifying loan payment. Rebate subject to change each calendar year. Membership required.
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2026 DuPont Community Credit Union