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DCCU Routing # 251483311

Workplace Financial Education

DCCU at Work

A free workplace financial wellness program offered to local employers that provides financial wellness tools and programs for the workplace. 

DCCU is committed to helping improve the financial health of our community. We know that for many people, money can be a source of stress.  Nearly 80% of Americans say they live paycheck to paycheck, many uncertain of when the next paycheck will come.  This is precisely why many employers are committing to taking the necessary steps to help alleviate some of the financial stress from their employees by providing financial wellness tools and programs in the workplace.

Stress related to finances can affect your bottom line:

58% of workers say finances have been a distraction at work.1

76% spend three hours or more at work each week dealing with personal financial issues.1

85% of employees said they would use a financial wellness program if one were offered.2

52% of employees are unable to handle a $400 emergency.3

1. Source: pWc 2017 Employee Financial Wellness Survey 2. Source: Schwab Retirement Plan Services 2016 401(k) Participant Survey 3. Source: Integrity Data

Partnership Benefits

DCCU at Work is a free workplace financial wellness program offered to local employers.  We offer on-site training sessions and online resources that help workers reduce their stress levels, raise productivity, and improve retention.  We believe that when employees have the tools they need to better manage their assets and grow financially, everyone benefits.

Engaging & Informative

Financial education that captures your attention and engages your interest


Flexible scheduling options based on your needs and availability

On-Site Services

On-site account opening, education, and maintenance.

Individualized Services

Our program is designed to fit the needs of your business.

Recruitment & Retention

DCCU at Work is a recruitment and retention tool.

Alternative Partnerships

Variety of partnership alternatives available, including Zoom meeting options

How it Works

First, we assess the needs of your particular group.  You choose the topics, frequency, and format.

Financial wellness is not one-size-fits-all.  Some employees may be planning to retire in the next five years while others are starting to save for their children’s college education.  Our process is personalized and tailored to fit the need of your unique workforce.

DCCU will come on-site and conduct the sessions where it is most convenient for you and your employees.  Our financial educators teach participants how changing their behavior can help them meet their financial goals.

At the end of each session, we will answer questions, provide additional guidance, offer a follow-up, and obtain feedback from participants.

DCCU will provide feedback on the training and work with you to determine next steps.

DCCU at Work Topics:
  • Develop a budget
  • Build, improve, and repair credit
  • Reduce debt
  • Manage assets
  • Purchase a home
  • Prepare for college expenses
  • Invest for the future
  • Plan for retirement
  • Prevent fraud and identity theft
  • And more!
business woman working on laptop

Meet the Team

Margaret Hersh

Margaret Hersh

Director of Community & Business Development

Phone: 540.946.3200 ext. 3361

A dedicated community leader and volunteer, Margaret serves on many non-profit boards and committees regionally.  She enjoys working with business and community partners, and offering insight into the best products and services to realize their financial goals.


Sarah Landram

Sarah Landram, CCUFC

Community & Business Development Manager

Phone: 540.946.3200 ext. 3149

Sarah began her career at DCCU in 1990.  In 2007, she became DCCU’s Community Financial Educator, and in 2012 a Certified Financial Counselor through CUNA’s Financial Counseling Certification Program.  Sarah is committed to helping people learn the necessary skills and knowledge required to achieve financial security and prepare for a successful financial future.

Carrie Walters

Carrie Walters, CCUFC

Business Development Officer

Phone: 540.946.3200 ext. 3176

Carrie started her career at DCCU in 2004.  Prior to joining Community and Business Development, she had more than fifteen years of experience in Retail Management, Mortgage, and Business Services.  Carrie has a well-rounded understanding of all DCCU products and services and is committed to assisting our membership in all facets of their financial health.


Contact Us

We are looking forward to working with partners like you! Together we can help your employees establish a secure financial future. Contact us today to learn more at