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DCCU Routing # 251483311





Credit Cards

Choose the Credit Card that Fits Your Life

Whether you’re trying to establish credit, want to earn up to 5X rewards on purchases, or get cash back for everyday purchases, DCCU has the credit card that’s right for you.


Features & Benefits of a DCCU Credit Card

No Annual Fee

Get Rewarded

Whether you want to earn points for rewards or cash back, we've got a card for you!

Limits up to $30,000

Credit Card Options

Mastercard World Credit Card

Limits Up to $30,000

Introductory Offer for New Cardholders:

New cardholders will receive 30,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.*

*Points will be available on the statement immediately following the first three months.

  • Earn 5 points on purchases
    At select merchants each quarter, earn 2 points for gas, groceries, and 1 point for all other purchases.
  • Redeem Points
    Redeem up to 150,000 points annually for merchandise, gift cards, cash back, travel, or donate to a local charity.
  • Variable Purchase APR: %%mc-world.low%% - 19.24%
  • 5X Point Merchants (April 2022 - June 2022)
    - Camping
    - Outdoors
  • No Annual Fee 
  • Limits from $5,000 - $30,000

Platinum Rewards Credit Card

Limits Up to $30,000

Introductory Offer for New Cardholders:

New cardholders receive 0% intro APR for 12 months on purchases and balance transfers.1 After the introductory period, the go-to rate is the standard variable purchase/balance transfer rate %%mc-rewards.low%% - %%mc-rewards.high%% APR2, based on creditworthiness. 

10% Introductory rate for 12 months from the open date on all purchases and balance transfers made within 12 months of account opening. Introductory rate does not apply to balances transferred from other DuPont Community Credit Union credit cards or loans. Balance transfer fee is 3% of the amount of each transfer ($3 minimum, $150 maximum). Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). 2The go-to rate is your standard variable purchase/balance transfer rate %%mc-rewards.low%% - %%mc-rewards.high%% APR, based on creditworthiness. Rates accurate as of 04/01/2022 and subject to change. Offers of credit subject to creditworthiness. Membership required.

  • Earn points for purchases
    Earn 2 points for gas, groceries, and 1 point for all other purchases.
  • Redeem Points
    Redeem points for merchandise, gift cards, cash back, travel, or donate to a local charity.
  • Variable Purchase APR: %%mc-rewards.low%% - 15.24%
  • No Annual Fee 
  • Limits up to $30,000

DCCU Mastercard Platinum Cash Back Credit Card

Platinum Cash Back Credit Card

Limits Up to $30,000

Introductory Offer for New Cardholders:

New cardholders receive 0% intro APR for 12 months on purchases and balance transfers.1 After the introductory period, the go-to rate is the standard variable purchase/balance transfer rate %%mc-cashback.low%% - %%mc-cashback.high%% APR2, based on creditworthiness. 

0% Introductory rate for 12 months from the open date on all purchases and balance transfers made within 12 months of account opening. Introductory rate does not apply to balances transferred from other DuPont Community Credit Union credit cards or loans. Balance transfer fee is 3% of the amount of each transfer ($3 minimum, $150 maximum). Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). The go-to rate is your standard variable purchase/balance transfer rate %%mc-cashback.low%%%%mc-cashback.high%% APR, based on creditworthiness. Rates accurate as of 04/01/2022 and subject to change. Offers of credit subject to creditworthiness. Membership required. 

  • Earn 1% Cash Back
    Cash back is automatically applied to your statement balance annually, with no hassle for you.
  • Variable Purchase APR: %%mc-cashback.low%% - 16.24%
  • No Annual Fee 
  • Limits up to $30,000

Share Secure Credit Card

Limits Up to $1,000

If you are trying to build, rebuild, or establish your credit history, this card may be a good option for you.

  • Help Repair Your Credit
    Repair your credit with the money in your account.
  • Variable Purchase APR: %%mc-share-secure.low%% - 16.24%
  • No Annual Fee 
  • Limits from $200 - $1,000

Business Platinum Rewards Credit Card

Using a credit card wisely to manage business cash flow and debt is easy with DCCU's Business Platinum Rewards Credit Card.

  • Earn points for purchases
    Earn 1 point for every dollar spent, up to 75,000 points annually.
  • Redeem Points
    Redeem points for merchandise, gift card, travel cash, or donate to a local charity.
  • Variable Purchase APR: %%mc-business.low%% - 21.24%
  • No Application Fee
Help Me Decide
Kyle Scaife
A credit card with DCCU is a great solution, whether you are building credit or have established credit history.
Kyle Scaife
Retail Branch Manager, South High Street

Know Your FICO® Score

As a DCCU credit cardholder you will now have free access to your FICO® Score on your monthly credit card statement. Your FICO® Score will be shown on each DCCU credit card statement and will be updated quarterly.

Your Credit Score

A FICO® Score is a three digit number that represents an individual’s credit worthiness. The higher the score, the more likely the consumer is to pay back loans on time. A FICO® Score does not determine whether or not a consumer is approved for a loan, rather it helps the lender make a decision.

Ninety percent of top lenders and creditors use FICO® Scores, most of which range from 300 to 850.

 

credit score meter

Credit Card FAQs

Send all MasterCard Credit Card payments to:

DuPont Community Credit Union

PO Box 71505

Charlotte, NC  28272-1050

Yes, you may call or visit any DCCU office to make a payment.  You may also make payments using Online Banking, or via mail, using the address above.

To report a lost or stolen Credit Card, call toll-free: 800.449.7728.

Yes, be sure to contact us with the dates and places you will be traveling.

You can call toll-free: 888.918.7313.  Or contact us for additional help.

Any payment of $2,500 or over will be held for three business days.  Funds will become available once the hold has been released.

If the unauthorized transactions were completed with your Mastercard Platinum, contact our Cardholder Services Department at 800.449.7728.  They will promptly cancel your Credit Card number and issue you a new card.  Once your card has been canceled, no additional transactions can be authorized.  You should receive your new card within 7-10 business days.

Contact us and we will be glad to review your credit card to assist with this issue.  **If this occurs after business hours, you may also contact our Cardholder Services Department at 800.449.7728.  Your card may have been placed on hold due to transactions that have been processed outside of your normal spending and threshold.  Security processes will place a hold on transactions with your card until we can verify that the transactions are processed by you.  This ensures that if your card was lost or stolen, additional protection is available to keep fraudulent transactions from occurring.

You make take up to 25% of the total credit card limit (Example| Credit Card limit $10,000 max cash advance will be $2,500).

Your new credit card is mailed to the address on your account 3-4 weeks prior to your current expiration date.  Your current card will remain active until the last day of the month in which your card expires.  If you have not received your new credit card, it may be beneficial to check your address in Online Banking (under Alerts & Settings) to ensure we have your most recent address.  If you have not received your card within the time frame, contact us for assistance.