DCCU Routing # 251483311
LIMITED-TIME OFFER
Lock in a Lower Rate
Take control of your finances and lock in a lower rate with DCCU! If simplifying your finances tops your resolutions for 2023, DCCU has an exciting offer that can help you consolidate your debt and save. Transfer a balance from any non-DCCU loans and credit cards to your DCCU Credit Card from January 1 – February 28, 2023, and receive rates as low as 3.99% APR until the transferred balance is paid in full!
Promotional rate range is 3.99-10.99% APR. Offer valid on balance transfers from other financial institutions processed between 01/01/2023 - 02/28/2023. The rate will be in effect until the balance transferred is paid in full. The standard variable balance transfer/cash advance rate is 14.99-25.99% APR. The standard variable purchase rate is 10.99-21.99% APR. *Balance transfer fee is 3% of the amount of each transfer ($3 minimum, $150 maximum of the amount of each transfer). Other fees may apply - Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). Rates accurate as of 12/27/2022 and subject to change. Offers of credit and rates subject to creditworthiness. Membership required. For complete terms visit mydccu.com/creditcard.
Features & Benefits of a DCCU Credit Card
Credit Card Options
Mastercard World Credit Card
Limits Up to $30,000
Introductory Offer for New Cardholders:
New cardholders will receive 30,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.*
*Points will be available on the statement immediately following the first three months.
- Earn up to 5 points on purchases
At select merchants each quarter, earn 2 points for gas, groceries, and restaurants, and 1 point for all other purchases, up to 150,000 annually.
- Redeem Points
Redeem points for merchandise, gift cards, cash back, travel, or donate to a local charity.
- Variable Purchase APR: 15.74% - 22.74%
- 5X Point Merchants (January 2023 - March 2023)
- Online Streaming Services
- Online Gaming Services
- Wireless Service Providers
- No Annual Fee
- Limits from $5,000 - $30,000
Platinum Rewards Credit Card
Limits Up to $30,000
Introductory Offer for New Cardholders:
New cardholders receive 0% intro APR for 12 months on purchases.1 After the introductory period, the go-to rate is the standard variable purchase/balance transfer rate 11.74% - 22.74% APR2, based on creditworthiness.
10% Introductory rate for 12 months from the open date on all purchases made within 12 months of account opening. Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). 2The go-to rate is your standard variable purchase/balance transfer rate 11.74% - 22.74% APR, based on creditworthiness. Rates accurate as of 01/01/2023 and subject to change. Offers of credit subject to creditworthiness. Membership required.
- Earn points for purchases
Earn 2 points for gas, groceries, and 1 point for all other purchases.
- Redeem Points
Redeem points for merchandise, gift cards, cash back, travel, or donate to a local charity.
- Variable Purchase APR: 11.74% - 18.74%
- No Annual Fee
- Limits up to $30,000
Platinum Cash Back Credit Card
Limits Up to $30,000
Introductory Offer for New Cardholders:
New cardholders receive 0% intro APR for 12 months on purchases.1 After the introductory period, the go-to rate is the standard variable purchase/balance transfer rate 12.74% - 23.74% APR2, based on creditworthiness.
1 0% Introductory rate for 12 months from the open date on all purchases made within 12 months of account opening. Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). 2 The go-to rate is your standard variable purchase/balance transfer rate 12.74% - 23.74% APR, based on creditworthiness. Rates accurate as of 01/01/2023 and subject to change. Offers of credit subject to creditworthiness. Membership required.
- Earn 1% Cash Back
Cash back is automatically applied to your statement balance annually, with no hassle for you.
- Variable Purchase APR: 12.74% - 19.74%
- No Annual Fee
- Limits up to $30,000
Share Secure Credit Card
Limits Up to $1,000
If you are trying to build, rebuild, or establish your credit history, this card may be a good option for you.
- Help Repair Your Credit
Repair your credit with the money in your account.
- Variable Purchase APR: 12.74% - 19.74%
- No Annual Fee
- Limits from $200 - $1,000
Business Platinum Rewards Credit Card
Using a credit card wisely to manage business cash flow and debt is easy with DCCU's Business Platinum Rewards Credit Card.
- Earn points for purchases
Earn 1 point for every dollar spent, up to 75,000 points annually.
- Redeem Points
Redeem points for merchandise, gift card, travel cash, or donate to a local charity.
- Variable Purchase APR: 14.24% - 21.24%
- No Application Fee
Help Me Decide
A credit card with DCCU is a great solution, whether you are building credit or have established credit history.
Kyle Scaife
CURRENT CARDHOLDERS
Make a Payment
Making a payment is simple and easy using Online Banking. You can transfer funds directly from your checking or savings account at DCCU or another financial institution to your Credit Card. This can be a one-time payment or recurring.
Credit Card FAQs
Send all MasterCard Credit Card payments to:
DuPont Community Credit Union
PO Box 71050
Charlotte, NC 28272-1050
Yes, you may call or visit any DCCU office to make a payment. You may also make payments using Online Banking, or via mail, using the address above.
To report a lost or stolen Credit Card, call toll-free: 800.449.7728.
Yes, be sure to contact us with the dates and places you will be traveling.
You can call toll-free: 888.918.7313. Or contact us for additional help.
Any payment of $2,500 or over will be held for three business days. Funds will become available once the hold has been released.
If the unauthorized transactions were completed with your Mastercard Platinum, contact our Cardholder Services Department at 800.449.7728. They will promptly cancel your Credit Card number and issue you a new card. Once your card has been canceled, no additional transactions can be authorized. You should receive your new card within 7-10 business days.
Contact us and we will be glad to review your credit card to assist with this issue. **If this occurs after business hours, you may also contact our Cardholder Services Department at 800.449.7728. Your card may have been placed on hold due to transactions that have been processed outside of your normal spending and threshold. Security processes will place a hold on transactions with your card until we can verify that the transactions are processed by you. This ensures that if your card was lost or stolen, additional protection is available to keep fraudulent transactions from occurring.
You make take up to 25% of the total credit card limit (Example| Credit Card limit $10,000 max cash advance will be $2,500).
Your new credit card is mailed to the address on your account 3-4 weeks prior to your current expiration date. Your current card will remain active until the last day of the month in which your card expires. If you have not received your new credit card, it may be beneficial to check your address in Online Banking (under Alerts & Settings) to ensure we have your most recent address. If you have not received your card within the time frame, contact us for assistance.
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2022 DuPont Community Credit Union