DuPont Community Credit Union

Drive Now. Pay Later. Win!

With a DCCU Auto Loan, you can purchase or refinance your vehicle now, make no payments for 90 days, and be entered to win $250! With great rates and 300 chances to win, it's a great time to consider an auto loan from DCCU!

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Go Mobile, Get Rewarded!

Now through December 31, use your personal DCCU credit card for in-store mobile wallet purchases and receive 3X rewards points or 2% cash back.

Get Started Today

Introducing RateDrop Mortgage

With DCCU's new RateDrop Mortgage, you can lower your rate every 12 months if rates drop. No refinancing or new closing costs required, just pay a processing fee per rate adjustment.

Get Started Today

Drive Now. Pay Later. Win!
Go Mobile, Get Rewarded!
Introducing RateDrop Mortgage

EXPLORE

DCCU Financial Products

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Savings

Credit Cards

Mortgage

Loans

Retirement

DCCU NEWS

What's Happening at DCCU

Fall 2024 Member Matters

A publication of DuPont Community Credit Union. In this issue we discuss supporting our mission through innovation, an update to the Board of Directors election, and other DCCU news and updates.

View Issue

Video Banking Now Available

Members can now access Video Banking from select DCCU ATMs! Just touch the screen to start a conversation with a DCCU Member Representative who can answer questions and facilitate a number of financial transactions.

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DCCU Cares Foundation Announces Annual Scholarship Contest

DCCU is excited to once again offer its scholarship contest to area students. Applicants are asked to apply by Monday, March 3, 2025.

Mortgage
Home Equity
Auto Loans
Credit Cards
Personal Loans

30 Year Fixed
Rate
7.000%
APR
7.151%

20 Year Fixed
Rate
6.875%
APR
7.070%

5/5 ARM
Rate
6.125%
APR
6.655%

3/1 ARM
Rate
5.875%
APR
6.716%

Preferred Home Equity Plus – 80%
Mortgage is with another lender
Rate
7.750%
APR
7.750%

Preferred Home Equity Plus – 90%
Mortgage is with another lender
Rate
8.000%
APR
8.000%

Premier Home Equity Plus – 80%
Mortgage is with DCCU
Rate
7.250%
APR
7.250%

Premier Home Equity Plus – 90%
Mortgage is with DCCU
Rate
7.500%
APR
7.500%

New Vehicles/Motorcycles

0 - 36 Months
Min. APR
3.99%
Max. APR
12.39%

37 - 48 Months
Min. APR
4.99%
Max. APR
13.09%

49 - 60 Months
Min. APR
5.99%
Max. APR
13.19%

61 - 72 Months
Min. APR
6.49%
Max. APR
13.39%

73 - 84 Months
Min. APR
6.89%
Max. APR
8.69%

Used Vehicles/Motorcycles

Vehicles 2014 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.

0 - 36 Months
Min. APR
4.49%
Max. APR
12.79%

37 - 48 Months
Min. APR
5.59%
Max. APR
13.99%

49 - 60 Months
Min. APR
6.59%
Max. APR
14.19%

61 - 72 Months
Min. APR
6.79%
Max. APR
14.49%

Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.

Rewards
Min. APR
12.49%
Max. APR
23.49%

Cash Back
Min. APR
13.49%
Max. APR
24.49%

Share Secure
Min. APR
13.49%
Max. APR
20.49%

Business
Min. APR
14.49%
Max. APR
25.49%

World
Min. APR
16.49%
Max. APR
27.49%

Line of Credit
Min. APR
11.25%
Max. APR
18.00%

0 - 24 Months
Min. APR
12.75%
Max. APR
21.00%

25 - 48 Months
Min. APR
13.75%
Max. APR
22.00%

View All Rates

DCCU's Rebate Program

With DCCU's Rebate Program, you can earn a 10% rebate every month on the interest you paid on your auto, home equity, credit card, or personal loan!

Plus, you'll continue to receive all the benefits you deserve - like great rates and personal service.

Start Earning Your Rebate

Get Paid Sooner with Early Pay

Early Pay now gives you access to eligible direct deposits to DCCU accounts – including paychecks, retirement, and social security – up to two business days sooner. No enrollment required.

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