What Does ‘Welcome Home’ Mean to You?

Home means something different to everyone, and we know how important finding the right one is.  Because your home isn’t just a house.  It’s where you’ll host backyard barbeques and family dinners.  It’s where you will make lasting memories.

Just like everyone’s picture of home is different, every buyer’s situation is unique.  Your local DCCU mortgage team will help you navigate the lending process, finding the home loan that’s right for you.

Try Our Mortgage Calculator

Calculating your mortgage payment is an important first step. Use this calculator to calculate your estimated monthly payment.

Contact a Mortgage Advisor

Our mortgage team is happy to help you find the right home loan for your situation and guide you through the lending process. 

Start Your Mortgage Journey

Take comfort in knowing that DCCU is working hard on your behalf from start to finish on your path to homeownership. 

Mortgage Advisors

DCCU’s mortgage team is excited to help make your dream of affordable home ownership a reality!  Contact the mortgage advisor near you with questions about buying or refinancing your home, or to get pre-qualified or approved for a mortgage.

Your Mortgage Options


Choose from a variety of mortgage options, all designed to get you into the home you need with flexible terms that fit your budget.

  • Low or no down payment options
  • Up to 100% financing available
  • Variety of terms


Whether you are looking to lower your monthly payment, make renovations, or use your home’s equity to finance a major purchase, refinancing your home is a great option.

  • Fixed and adjustable-rate options
  • Restructure your loan terms
  • Take cash out of your home

Concurrent Home Equity Plus

If you have equity in your home, ask us about our First Mortgage/Home Equity Plus Concurrent program, which allows you to finance your home and set up a Home Equity Plus line of credit at the same time! Whether you are purchasing a home or refinancing your current home, Concurrent Home Equity Plus is a smart way to save on closing costs because you only pay one closing for both loans.

*ARM rates are adjustable. The 5/1 ARM rate will adjust at the end of the 5-year term and is tied to the 1 Year Constant Maturity Treasury Rate. The max rate increase at the end of 5 years is 2.50%, with a 6% increase lifetime cap. Example loan: $120,000 loan amount, 3.9% entry rate and 3.36% APR, $566.00 per month principal and interest payment. Rates, terms, and conditions are subject to change at any time and may vary based on creditworthiness, qualifications, and collateral conditions.  All loans subject to credit approval and certain restrictions apply.

NMLS ID #609369 | nmlconsumeraccess.org

Additional Resources


Contact a DCCU Mortgage Advisor 

At DCCU, we understand that purchasing or refinancing a home is one of the biggest decisions you'll make. That's why we provide both great rates and personal service to our members.

Complete the short form below to have one of our mortgage experts contact you to answer any home loan questions you may have.

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*Eligibility for VA/Military loans is determined by a set of criteria specified by the Department of Veterans Affairs. Eligible Service Personnel includes Active Duty, Selected Reserves or National Guard, Unremarried Surviving Spouses/Spouses of POW or MIA Serviceperson, and personnel discharged under other than dishonorable conditions.