No Appraisal Fees, No Closing Costs with Home Equity Plus

For a limited time, save when you use the equity in your home to pay for what you need. With rates as low as 7.00% APR, Home Equity Plus is a great option for home renovations and repairs, debt consolidation, unexpected expenses, and more.

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Introducing RateDrop Mortgage

With DCCU's new RateDrop Mortgage, you can lower your rate every 12 months if rates drop. No refinancing or new closing costs required, just pay a processing fee per rate adjustment.

Get Started Today

Introducing RateDrop Mortgage

EXPLORE

DCCU Financial Products

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DCCU NEWS

What's Happening at DCCU

Spring 2025 Member Matters

A publication of DuPont Community Credit Union. In this issue we discuss how DCCU supports the community through organizations like Camp Light, a Board of Directors update, and the Report from the Chair of the Board of Directors.

View Issue

Shred Days

DCCU is partnering with H&R Contractors for our semi-annual Shred Days. The community is invited to bring personal documents to have them securely shredded for free.

View Details

Free Workshop: The Basics of Social Security

DCCU invites you to attend a free workshop given by Member Investment Services on the basics of Social Security.

View Details

Rates

Mortgage
Home Equity
Auto Loans
Credit Cards
Personal Loans

30 Year Fixed
Rate
6.875%
APR
7.024%

20 Year Fixed
Rate
6.500%
APR
6.943%

5/5 ARM
Rate
6.125%
APR
6.605%

3/1 ARM
Rate
5.875%
APR
6.684%

Preferred Home Equity Plus – 80%
Mortgage is with another lender
Rate
7.500%
APR
7.500%

Preferred Home Equity Plus – 90%
Mortgage is with another lender
Rate
7.750%
APR
7.750%

Premier Home Equity Plus – 80%
Mortgage is with DCCU
Rate
7.000%
APR
7.000%

Premier Home Equity Plus – 90%
Mortgage is with DCCU
Rate
7.250%
APR
7.250%

New Vehicles/Motorcycles

0 - 36 Months
Min. APR
3.99%
Max. APR
12.39%

37 - 48 Months
Min. APR
4.99%
Max. APR
13.09%

49 - 60 Months
Min. APR
5.99%
Max. APR
13.19%

61 - 72 Months
Min. APR
6.49%
Max. APR
13.39%

73 - 84 Months
Min. APR
6.89%
Max. APR
8.69%

Used Vehicles/Motorcycles

Vehicles 2014 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.

0 - 36 Months
Min. APR
4.49%
Max. APR
12.79%

37 - 48 Months
Min. APR
5.59%
Max. APR
13.99%

49 - 60 Months
Min. APR
6.59%
Max. APR
14.19%

61 - 72 Months
Min. APR
6.79%
Max. APR
14.49%

Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.

Rewards
Min. APR
12.24%
Max. APR
23.24%

Cash Back
Min. APR
13.24%
Max. APR
24.24%

Share Secure
Min. APR
13.24%
Max. APR
20.24%

Business
Min. APR
14.24%
Max. APR
25.24%

World
Min. APR
16.24%
Max. APR
27.24%

Line of Credit
Min. APR
11.00%
Max. APR
18.00%

0 - 24 Months
Min. APR
12.50%
Max. APR
21.00%

25 - 48 Months
Min. APR
13.50%
Max. APR
22.00%

View All Rates

DCCU's Rebate Program

With DCCU's Rebate Program, you can earn a 10% rebate every month on the interest you paid on your auto, home equity, credit card, or personal loan!

Plus, you'll continue to receive all the benefits you deserve - like great rates and personal service.

Start Earning Your Rebate

Get Paid Sooner with Early Pay

Early Pay now gives you access to eligible direct deposits to DCCU accounts – including paychecks, retirement, and social security – up to two business days sooner. No enrollment required.

Learn More