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Rates

  • 30 Year Fixed
  • Rate
  • 7.000%
  • APR
  • 7.037%
  • 20 Year Fixed
  • Rate
  • 6.500%
  • APR
  • 6.547%
  • 5/5 ARM
  • Rate
  • 6.500%
  • APR
  • 6.920%
  • 5/1 ARM
  • Rate
  • 6.500%
  • APR
  • 7.344%
  • 3/1 ARM
  • Rate
  • 6.125%
  • APR
  • 7.437%
  • Preferred Home Equity Plus – 80%
  • Mortgage is with another lender
  • Rate
  • 8.500%
  • APR
  • 8.500%
  • Preferred Home Equity Plus – 90%
  • Mortgage is with another lender
  • Rate
  • 8.750%
  • APR
  • 8.750%
  • Premier Home Equity Plus – 80%
  • Mortgage is with DCCU
  • Rate
  • 8.000%
  • APR
  • 8.000%
  • Premier Home Equity Plus – 90%
  • Mortgage is with DCCU
  • Rate
  • 8.250%
  • APR
  • 8.250%

New Vehicles/Motorcycles

  • 0 - 36 Months
  • Min. APR
  • 4.49%
  • Max. APR
  • 12.39%
  • 37 - 48 Months
  • Min. APR
  • 5.39%
  • Max. APR
  • 13.09%
  • 49 - 60 Months
  • Min. APR
  • 6.29%
  • Max. APR
  • 13.19%
  • 61 - 72 Months
  • Min. APR
  • 6.49%
  • Max. APR
  • 13.39%
  • 73 - 84 Months
  • Min. APR
  • 6.89%
  • Max. APR
  • 8.69%

Used Vehicles/Motorcycles

Vehicles 2014 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.

  • 0 - 36 Months
  • Min. APR
  • 4.99%
  • Max. APR
  • 12.79%
  • 37 - 48 Months
  • Min. APR
  • 5.99%
  • Max. APR
  • 13.99%
  • 49 - 60 Months
  • Min. APR
  • 6.59%
  • Max. APR
  • 14.19%
  • 61 - 72 Months
  • Min. APR
  • 6.79%
  • Max. APR
  • 14.49%

Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.

  • Rewards
  • Min. APR
  • 13.24%
  • Max. APR
  • 24.24%
  • Cash Back
  • Min. APR
  • 14.24%
  • Max. APR
  • 25.24%
  • Share Secure
  • Min. APR
  • 14.24%
  • Max. APR
  • 21.24%
  • Business
  • Min. APR
  • 15.24%
  • Max. APR
  • 26.24%
  • World
  • Min. APR
  • 17.24%
  • Max. APR
  • 28.24%
  • Line of Credit
  • Min. APR
  • 12.00%
  • Max. APR
  • 18.00%
  • 0 - 24 Months
  • Min. APR
  • 13.50%
  • Max. APR
  • 21.00%
  • 25 - 48 Months
  • Min. APR
  • 14.50%
  • Max. APR
  • 22.00%

DCCU's Rebate Program

With DCCU's Rebate Program, you can earn a 10% rebate every month on the interest you paid on your auto, home equity, credit card, or personal loan!

Plus, you'll continue to receive all the benefits you deserve - like great rates and personal service.

Get Paid Sooner with Early Pay

Early Pay now gives you access to eligible direct deposits to DCCU accounts – including paychecks, retirement, and social security – up to two business days sooner. No enrollment required. 

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Convenient Locations

DCCU has 14 convenient locations to serve your financial needs. 

Federally insured by the NCUA

The NCUA provides all members of federally insured credit unions with $250,000 in coverage.

Quality Products and Services

DCCU has the products and services you need to help improve your financial wellness.