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DCCU Financial Products

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Rates

  • 30 Year Fixed
  • Rate
  • 6.000%
  • APR
  • 6.035%
  • 20 Year Fixed
  • Rate
  • 5.500%
  • APR
  • 5.545%
  • 5/1 ARM
  • Rate
  • 3.490%
  • APR
  • 5.115%
  • 3/1 ARM
  • Rate
  • 3.125%
  • APR
  • 5.302%
  • Preferred Home Equity Plus – 80%
  • Mortgage is with another lender
  • Rate
  • 5.500%
  • APR
  • 5.500%
  • Preferred Home Equity Plus – 90%
  • Mortgage is with another lender
  • Rate
  • 5.750%
  • APR
  • 5.750%
  • Premier Home Equity Plus – 80%
  • Mortgage is with DCCU
  • Rate
  • 5.000%
  • APR
  • 5.000%
  • Premier Home Equity Plus – 90%
  • Mortgage is with DCCU
  • Rate
  • 5.250%
  • APR
  • 5.250%

New Vehicles/Motorcycles

  • 0 - 36 Months
  • Min. APR
  • 1.49%
  • Max. APR
  • 8.99%
  • 37 - 48 Months
  • Min. APR
  • 2.39%
  • Max. APR
  • 9.69%
  • 49 - 60 Months
  • Min. APR
  • 2.89%
  • Max. APR
  • 9.79%
  • 61 - 72 Months
  • Min. APR
  • 3.09%
  • Max. APR
  • 9.99%
  • 73 - 84 Months
  • Min. APR
  • 3.49%
  • Max. APR
  • 9.99%

Used Vehicles/Motorcycles

Vehicles 2013 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.

  • 0 - 36 Months
  • Min. APR
  • 1.99%
  • Max. APR
  • 9.59%
  • 37 - 48 Months
  • Min. APR
  • 3.19%
  • Max. APR
  • 10.79%
  • 49 - 60 Months
  • Min. APR
  • 3.39%
  • Max. APR
  • 10.99%
  • 61 - 72 Months
  • Min. APR
  • 3.59%
  • Max. APR
  • 11.29%

Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.

  • Rewards
  • Min. APR
  • 9.49%
  • Max. APR
  • 20.49%
  • Cash Back
  • Min. APR
  • 10.49%
  • Max. APR
  • 21.49%
  • Share Secure
  • Min. APR
  • 10.49%
  • Max. APR
  • 17.49%
  • Business
  • Min. APR
  • 12.24%
  • Max. APR
  • 23.24%
  • World
  • Min. APR
  • 13.49%
  • Max. APR
  • 24.49%
  • Line of Credit
  • Min. APR
  • 9.00%
  • Max. APR
  • 20.25%
  • 0 - 24 Months
  • Min. APR
  • 10.50%
  • Max. APR
  • 20.25%
  • 25 - 48 Months
  • Min. APR
  • 11.50%
  • Max. APR
  • 21.25%
DCCU SHRED DAYS

Protect your identity and help your community

DCCU is excited to announce our Fall Shred Days! Stop by a DCCU branch between 9:00 a.m. - 12:00 p.m. to have your documents securely shredded for free. And don't forget to bring non-perishable food items or a monetary donation to benefit the Blue Ridge Area Food Bank. 

Convenient Locations

DCCU has 13 convenient locations to serve your financial needs. 

Federally insured by the NCUA

The NCUA provides all members of federally insured credit unions with $250,000 in coverage.

Quality Products and Services

DCCU has the products and services you need to help improve your financial wellness.