DCCU Routing # 251483311
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Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
Try Our Mobile App
Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
Build and Finance Your Home with One Closing
DCCU's Single Close – Construction to Permanent Financing allows you to finance both the construction of a new home and the long-term mortgage in a single financing solution. This eliminates the need for separate loans for land purchases, construction, and permanent financing, streamlining the process and reducing multiple closing costs.
With fewer steps and guidance from a local team you trust, you can move from planning to move-in with greater confidence.
Features:
- Up to 90% LTV financing
- Single Close construction to permanent financing available
- Interest-only payments during construction
Benefits
Not sure where to start? We’re here to help! Our Mortgage Advisors are here to walk you through the entire process, step by step, and answer any questions you have along the way!
Construction Only Financing
Don't need permanent financing? DCCU also offers standalone construction only financing.
FAQs
The property must be located in one of the following cities, counties, or towns:
- Augusta County
- Albemarle County
- Allegheny County
- Bath County
- Buena Vista City
- Clarke County
- Covington City
- Frederick County
- Harrisonburg City
- Highland County
- Lexington City
- Nelson County
- Page County
- Rockbridge County
- Rockingham County
- Shenandoah County
- Staunton City
- Warren County
- Waynesboro City
- Winchester City
- Any town within the listed counties
Modular Homes, Manufactured Homes (Double Wides), Log Homes, and Stick Built homes are allowed.
We will finance up to 90% loan to value (LTV).
Additional Resources
Mortgage
DCCU Homebuyer’s Guide: The Path to Homeownership
Whether you are an experienced homebuyer, or this is your first time, the DCCU Homebuyer's Guide will help you navigate the process and answer questions that may arise along the way.
View Guide
Mortgage
Four Benefits of Owning a Home
There are several advantages and disadvantages of home ownership, and having knowledge about the home buying process can help you get closer to realizing your dream.
Read Blog
Mortgage
Mortgage Calculator
Calculate your estimated monthly mortgage payment. Our mortgage team is happy to help you find the right home loan for your situation and guide you through the lending process.
Estimate Now
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2026 DuPont Community Credit Union