DCCU Routing # 251483311
Faster, more secure access to your account
- Same account information
- Deposit checks or open certificates
- Apply for loans
- Use the same login information or use fingerprint or Face ID.
Faster, more secure access to your account
- Same account information
- Deposit checks or open certificates
- Apply for loans
- Use the same login information or use fingerprint or Face ID.
DCCU’s Construction Loans provide the flexible financing you need while you build a new home or renovate your current one.
Features Include:
- Up to 80% LTV financing
- Various terms available
- Interest-only payments during construction
- Flexible draws and disbursements
Not sure where to start? We’re here to help! Our Mortgage Advisors are here to walk you through the entire process, step by step, and answer any questions you have along the way!
FAQs
The property must be located in one of the following cities, counties, or towns:
- Augusta County
- Albemarle County
- Allegheny County (to include City of Covington & Town of Clifton Forge)
- Bath County
- Buena Vista City
- Clarke County
- Frederick County
- Harrisonburg City
- Highland County
- Lexington City
- (Town of) Luray
- Nelson County
- Page County
- Rockbridge County
- Rockingham County
- Shenandoah County
- Staunton City
- Warren County
- Waynesboro City
- Winchester City
Modular Homes, Double Wides and Stick Built homes are allowed.
- 80% of actual cost as indicated in purchase or construction contract OR 80% of the plans and specs appraisal, whichever is the lesser amount
- If self-contracted, 75% of actual cost as indicated in purchase or construction contract or 75% of the plans and specs appraisal, whichever is the lesser amount
- 80% of appraised value on jumbo, non-conforming loan amount transactions
Additional Resources
Mortgage
DCCU Homebuyer’s Guide: The Path to Homeownership
Whether you are an experienced homebuyer, or this is your first time, the DCCU Homebuyer's Guide will help you navigate the process and answer questions that may arise along the way.
View Guide
Mortgage
Four Benefits of Owning a Home
There are several advantages and disadvantages of home ownership, and having knowledge about the home buying process can help you get closer to realizing your dream.
Read Blog
Home Equity
Three Simple Ways to Increase Your Home's Value
Low maintenance renovations can be key to improving your home on a budget. Here are three simple ways to boost the equity in your home.
Read Blog
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2024 DuPont Community Credit Union