Our Profile

In 1934, Congress passed the Federal Credit Union Act, which permitted credit unions to be organized anywhere in the United States.

Originally called Waynesboro DuPont Employees Credit Union, Inc., we officially opened our doors in 1959. Our first “office” was in the basement of an employee’s house who worked at the Waynesboro plant of E.I. DuPont de Nemours & Co. In a letter given to all plant employees, the founders stated why they felt a credit union was needed:

To save employees money by loaning to them at rates below those charged elsewhere for similar-type loans and to encourage thrift among the employees by paying them higher dividends on their savings than they can obtain elsewhere.

In order to borrow money, a 25 cent entrance fee needed to be paid along with a savings deposit for as little as $1.00. By the end of 1959, the credit union had 1,275 accounts, $72,827 in loans, $91,251 in assets, and had no paid employees.

Twenty years after its founding, the credit union was owned by over 7,000 members with nearly $32 million in assets. In 1985, the very first office, not on Plant property, was opened on West Main Street in Waynesboro.

By 1997, the group of people the credit union could serve (called our field of membership) was changed to a community-based credit union which based membership on geography instead of only where someone worked. The credit union therefore changed its name to DuPont Community Credit Union.

DCCU began expanding outside the city of Waynesboro to include offices in Stuarts Draft (1998), Staunton (2000, 2004), Verona (2003), Woodstock (2004), and Harrisonburg (2007).

If you want the products, services, and technology of a big bank and the personal service of a local bank, then experience the best of both worlds with DuPont Community Credit Union.

DCCU is a community credit union. That means if you live, work, worship, or attend school in our eligibility area you can be a member.

  • Individuals within your immediate family or household are also eligible
  • Businesses and other legal entities are eligible too

Once a Member, always a Member – even if you move or change employers, it does not affect your membership with DCCU.

Open Your Account In About 10 Minutes!
To open an account online, you must:

  • Be at least 18 years of age
  • Be a US citizen or US resident alien with a valid social security number/taxpayer ID number

Click on the links below to view DCCU’s newsletter.




Click on the links below to view DCCU’s yearly reports.

140 Lucy Lane P.O. Box 1365, Waynesboro, VA 22980

Federally insured by NCUA