Business Services

Business Banking

After years of meeting the community’s personal banking needs, we realized there was more we could do to meet the banking needs for our community businesses. If you’re growing your business, we’re here to listen and offer solutions for your financial success. DCCU's full suite of business services includes:

  • Checking
  • Savings
  • Loans
  • Merchant Services
  • Comprehensive Business Benefits

Contact us for more information about our business services.

DCCU Business Banking

Business Checking

A checking account for a business is a required tool for sound financial management. We try to make managing your account convenient for your business needs by not having mid-day cutoffs for your deposits. This means our money is earning dividends* from the time you make your deposit and your money is available quicker.

Benefits of a DCCU business checking account include:

  • No minimum average daily balance required
  • No minimum to open the account
  • No maintenance or monthly service fees
  • No monthly check transactions fees
  • No mid-day cut-offs

Free services include:

Business Savings

DCCU offers a variety of savings options for business members, including:

Contact us today to determine the the best savings opportunity for your business.

Business Loans

DCCU is a good choice for your business because our approval decisions are made locally and it’s easy to get in touch with our Business Services staff. If good service is important for your business lending relationship, you’ve come to the right place.

  • Commercial Real Estate - Whether looking to own your own space, build it, or renovate it, we offer Commercial Real Estate loans. The property can be owner or non-owner occupied, land, or personal real estate used as collateral.
  • Construction Loans - As a business owner we know your time is valuable, so we’ve set up our Construction loans to have one closing - taking you from construction to permanent in one sitting, saving you time and money.
  • Lines of Credit - A DCCU business line of credit allows you to borrow what you need, when you need it. Balance your cash flow needs with this ready source of revolving funds. A line of credit can help you to manage short-term cash needs, take advantage of supplier discounts, and cover working capital needs.
  • Credit Cards - Using a Credit Card wisely to manage business cash flow and debt is easy with DCCU’s Business Platinum Credit Card. In addition, this card earns CURewards points each time you use it. Points are redeemable for travel, airfare, merchandise, and gift certificates. Want to reach your rewards goal sooner? Let us know, and we’ll combine points from your Business Debit Card with your Credit Card points.

Business Services Contact Request Form

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