After years of meeting the community’s personal banking needs, we realized there was more we could do to meet the banking needs for our community businesses. If you’re growing your business, we’re here to listen and offer solutions for your financial success. DCCU's full suite of business services includes:
Checking
Savings
Loans
Merchant Services
Comprehensive Business Benefits
Contact us for more information about our business services.
Business Checking
A checking account for a business is a required tool for sound financial management. We try to make managing your account convenient for your business needs by not having mid-day cutoffs for your deposits. This means our money is earning dividends* from the time you make your deposit and your money is available quicker.
Benefits of a DCCU business checking account include:
DCCU is a good choice for your business because our approval decisions are made locally and it’s easy to get in touch with our Business Services staff. If good service is important for your business lending relationship, you’ve come to the right place.
Commercial Real Estate - Whether looking to own your own space, build it, or renovate it, we offer Commercial Real Estate loans. The property can be owner or non-owner occupied, land, or personal real estate used as collateral.
Construction Loans - As a business owner we know your time is valuable, so we’ve set up our Construction loans to have one closing - taking you from construction to permanent in one sitting, saving you time and money.
Lines of Credit - A DCCU business line of credit allows you to borrow what you need, when you need it. Balance your cash flow needs with this ready source of revolving funds. A line of credit can help you to manage short-term cash needs, take advantage of supplier discounts, and cover working capital needs.
Credit Cards - Using a Credit Card wisely to manage business cash flow and debt is easy with DCCU’s Business Platinum Credit Card. In addition, this card earns CURewards points each time you use it. Points are redeemable for travel, airfare, merchandise, and gift certificates. Want to reach your rewards goal sooner? Let us know, and we’ll combine points from your Business Debit Card with your Credit Card points.
Paycheck Protection Program(PPP) - DCCU has been an active participant in assisting small businesses with applications to the SBA for PPP funding. On December 27, 2020, the Economic Aid Act was signed into law, providing additional funding for new PPP loans and a simplified forgiveness application process for loan amounts up to $150,000. We encourage new and existing PPP borrowers to visit our Member Financial Assistance page for additional resources and to start their application.
Business Services Contact Request Form
$(document).ready(function() {
$('#lhnContainerDone').hide(); //hides the link by default
var d = new Date(); //gets the current date time
var n = d.getDay(); //determines day of the week ... 0=Sun, 1=Mon...
if (n >= 1 && n <= 4)
{ //checks if it is Monday through thursday
var startt = new Date(); //creates a start date
startt.setHours(09); //sets start date hour to 9
startt.setMinutes(0); // sets start minutes to 00
var endt = new Date(); //creates end date
endt.setHours(17); //sets end date time to 5 PM
endt.setMinutes(30); //sets end date minutes to 5:30 PM
if (d >= startt && d <= endt) //checks to see if the current date/time is between the start and end date
$('#lhnContainerDone').show(); //shows the link if it is true
}
else if (n == 5) // day is friday
{
var startt = new Date(); //creates a start date
startt.setHours(09); //sets start date hour to 9
startt.setMinutes(0); // sets start minutes to 00
var endt = new Date(); //creates end date
endt.setHours(18); //sets end date time to 6 PM
endt.setMinutes(00); //sets end date minutes 00
if (d >= startt && d <= end) //checks to see if the current date/time is between the start and end date
$('#lhnContainerDone').show(); //shows the link if it is true
}
else
{
$('#lhnContainerDone').hide(); //hides the link if false
}
});
help desk software
