Six years ago, Luke and Sarah Anderson were in search of convenient banking options for their growing family. With multiple demands on their time, they needed practical, reliable tools and services that fit their lifestyle and could provide seamless access to their accounts. From digital banking tools to reward-based checking, the Andersons quickly found the right tools that made managing their everyday expenses easier and more efficient.

“We wanted a checking account without a lot of fees and requirements that made it easy for us to track our spending each month,” Luke said. “We needed something that was straightforward and helped us stay organized. That’s when we found DCCU’s Rewards Checking Account. Not only is it easy to track our spending, but we also earn reward points for every purchase. That kind of flexibility and added value was exactly what we needed.”

The Andersons wanted access to a variety of tools that would allow them to keep up with their spending, especially considering their busy schedules. DCCU’s Mobile App quickly became essential. “I couldn’t imagine banking anywhere that doesn’t have a mobile app,” Luke said. “I enjoy being able to instantly check our account balances, move money between accounts, and deposit checks. It helps us stay in control of our finances no matter where we are,” Sarah added.

While digital banking meets most of their day-to-day needs, the Andersons also value in-person service, especially for cash transactions or when a more complex financial question arises. Fortunately, living in Harrisonburg gives them access to multiple DCCU branches across the area. “When I need to get cash from an ATM, make a cash deposit, or even ask a question – I have four options to choose from in the Harrisonburg area,” Luke said. “Whether we are working, shopping, or running errands, there’s a DCCU branch that’s close by.”

They recently took advantage of a balance transfer promotion from DCCU where they transferred a loan over and will receive a low rate until the balance is paid off. They were pleased to learn about DCCU’s Rebate Program, which returns 10% of paid interest each month based on certain account requirements and behaviors. “Not only are we saving money with the lower interest rate, but we also get money back with the Rebate Program,” Sarah said. “It’s a nice added benefit because every little bit helps. It makes a difference.”

“I appreciate banking with a local credit union that is making decisions based on what is best for me and this community,” Luke said. “Banking with DCCU means my money goes back into our community – and that’s important to me.”