When it comes to buying a car, choosing the right lender can make a big difference. As a community financial wellness partner, DCCU is committed to helping borrowers purchase a vehicle that best suits their needs and makes the most sense financially. Here are a few reasons to consider DCCU when you are ready to buy a car.

Rebate Eligible
One reason to consider DCCU for your next auto loan is that they are eligible for DCCU’s Rebate Program. With our Rebate Program, you can earn a 10% rebate each month on interest paid to a qualifying auto, home equity, credit card, or personal loans! Plus, with our Rebate Dashboard, your rebate status can be tracked on the go from our Mobile App or from within Online Banking.

No Payments for 90 Days
Another benefit of choosing an auto loan with DCCU is that you don’t have to make your first payment for 90 days. This can provide financial flexibility as you’ll have a few months to set up your budget, manage other expenses, and make a plan for when payments begin.

Affordable Ways to Protect Your Investment
When you finance with DCCU, you can enjoy additional peace of mind with our optional consumer protection options.

Guaranteed Asset Protection
Guaranteed Asset Protection (GAP Plus) can help protect you if your car is damaged beyond repair, stolen, or declared a total loss, by covering any gap between the auto insurance settlement and what is still owed on the vehicle. The cost of GAP can be rolled into the loan amount and is typically less expensive than when purchased directly from the dealership. Plus, it includes $1,000 towards the purchase of a replacement vehicle when financed by DCCU (where allowed by law). Additionally, Auto Deductible Reimbursement (ADR) comes as a complimentary service – which reimburses you for claims that aren’t a total loss up to $500 for your deductible for any vehicle you own and insure.

Mechanical Repair Coverage
When buying a car, it’s important to also consider the maintenance and repair costs you could incur. It can be difficult to anticipate the cost of future repairs and maintenance when there are so many unknown factors, which can make budgeting a challenge. DCCU’s Mechanical Repair Coverage helps pay for repairs and various maintenance costs for your vehicle.

When you finance an auto loan with DCCU, you’re getting more than just a vehicle. You’re getting a local partner committed to personalized service, competitive rates, flexible financing terms, and variety of added benefits that support your financial wellness. Whether you are interested in purchasing your next vehicle or refinancing your existing one, DCCU is here to support you. Learn more about auto lending on our website.

*90-day payment deferral is not valid for auto loans currently financed by DCCU and cannot be deferred for more than 90 days from the day of loan closing. Commercial loans are not eligible for payment deferral. Terms, restrictions, and fees may apply. Offers of credit subject to creditworthiness. Membership required. 

This article is intended for general information only and not intended to provide specific advice or recommendations for any individual.