DCCU Routing # 251483311


Prepare for the Unexpected with a Home Equity Line of Credit

In a perfect world, nothing in your home would ever break, malfunction, or wear out. However, if your roof leaks, basement floods, or furnace falters, a Home Equity Line of Credit (HELOC) may be a good option for covering the cost of repair or replacement.

Establishing a HELOC ahead of time means you are prepared if a costly repair is needed. With a HELOC, you are extended a fixed line of credit and you can use as much or as little as you need. You are borrowing against the equity you hold in your home at an interest rate that is usually lower than that of a credit card or personal loan. Once approved, access to your funds is easy at DCCU – simply make a transfer to your checking account using Online Banking or the Mobile App.

Things to Keep in Mind:

  • Money drawn from a HELOC is a loan, with your home as collateral
  • You start paying the loan back right away
  • You can re-borrow from the principal as payments are made

Establishing a HELOC ahead of time means you are ready should an emergency arise.

Terms, restrictions, and fees apply. For complete cost and terms, visit mydccu.com or call 1.800.245.8085. Eligibility required. Equal Housing Opportunity. 


This article is for general information only and not intended to provide specific advice or recommendations for any individual.