Local businesses play a vital role in driving economic growth and fostering a strong sense of community throughout the Shenandoah Valley. In 2005, DCCU identified an opportunity to better serve the financial needs of local entrepreneurs and business owners by launching our Business Services Department. Since that time, we have continually refined and expanded our business offerings to provide meaningful, customized support designed to help businesses succeed at every stage of growth. In 2024, we identified an opportunity to expand the depth of our relationships with our business members even more and created our Business Accounts Department to better serve local entrepreneurs.

We understand every business is unique. That’s why we offer account and lending solutions that are both flexible and designed with our business members in mind. “A checking account is a fundamental aspect of running a business and that’s why we emphasize the importance of keeping it simple,” said Carrie Walters, DCCU’s Business Accounts Manager. “With DCCU, you can save on fees, we pay you dividends on your checking account balances, and we don’t require you to maintain a minimum balance. These benefits provide valuable cost savings and increase financial flexibility, allowing you to focus more on running your business and less on managing fees.”

Access to reliable financing options is essential for businesses looking to grow, adapt, or invest in new opportunities. DCCU offers a range of business lending solutions designed to meet your unique needs – whether you’re purchasing equipment, expanding your operations, managing cash flow, or acquiring commercial real estate. “Our loan options are competitive, flexible, and supported by local decision-making. Plus, you receive personalized guidance throughout the lending process,” said Sidney Rabon, DCCU’s Commercial Originations Manager. “With DCCU as your financial partner, you get more than a loan, you’ll have a team committed to helping you achieve your short and long-term goals.”

In addition to account and lending options, our Business Online Banking platform is designed to simplify your day-to-day operations, giving you secure, real-time access to your accounts anytime, anywhere. From transferring funds between accounts and making loan payments to establishing levels of user access and managing transactions with ACH Origination Services and Wire Origination – our intuitive platform is built to help save you time, reduce administrative tasks, and keep your business finances organized and accessible.

DCCU offers services tailored to simplify your daily operations – from streamlined account management tools to responsive lending options. Our approach is rooted in partnership. We meet you where you are and adapt our services to meet your evolving needs. “What truly distinguishes DCCU’s business team is our personalized level of support. Our dedicated team of business professionals takes the time to understand your goals, your challenges, and your vision for the future,” said Carrie. “Whether you are launching a new venture, expanding an established business, or something in between, we are committed to providing guidance and customized solutions every step of the way,” Sidney added.

We view every business relationship as a long-term partnership, and we are proud to serve as a trusted financial resource for organizations across the Shenandoah Valley. Let us help your business reach its full potential – with financial solutions that are built to support, grow, and sustain your success. To learn more about DCCU’s business products and services, or to connect with a member of our team, visit mydccu.com/business today.