DCCU Routing # 251483311





Lock & Shop with DCCU

Enjoy rate protection while you shop, so you can focus on finding the right home instead of worrying about rate changes.


Lock & Shop with DCCU

The right home is worth waiting for. With DCCU’s Lock & Shop program, you can lock in your rate up front and shop with confidence.

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120 Days of Rate Protection

Lock your mortgage rate now and shop at your own pace.

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One-Time Float Down Option

If rates decrease during your lock period, you can request a float down to a lower rate.

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Ideal for Preapproved Buyers

Perfect for home shoppers who want stability while searching.

outline of virginia

Available for Virginia Primary Residences Only

120 Days of Rate Protection. Lock your mortgage rate now and shop at your own pace.
One-Time Float Down Option If rates decrease during your lock period, you can request a float down to a lower rate.
Ideal for Preapproved Buyers. Perfect for home shoppers who want stability while searching.
Available for Virginia Primary Residences Only
Couple moving into home

How to Keep Your Locked Rate

  • Sign a purchase agreement within 75 days
  • Close your loan before the 120-day lock expires
  • Maintain your financial qualifications
  • Provide all documentation requested by DCCU

 


REACH OUT TO OUR TEAM

Contact a DCCU Mortgage Advisor 


At DCCU, we understand that purchasing or refinancing a home is one of the biggest decisions you'll make. That's why we provide both great rates and personal service to our members.

Complete the short form below to have one of our mortgage experts contact you to answer any home loan questions you may have.


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*Eligibility for VA/Military loans is determined by a set of criteria specified by the Department of Veterans Affairs. Eligible Service Personnel includes Active Duty, Selected Reserves or National Guard, Unremarried Surviving Spouses/Spouses of POW or MIA Serviceperson, and personnel discharged under other than dishonorable conditions.