DCCU Routing # 251483311
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Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
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Register HereDCCU will be closed on Saturday, February 14, 2026, and Monday, February 16, 2026, in observance of Washington's Birthday.
Tax season is here and DCCU wants to help you prepare by answering some frequently asked questions:
DCCU’s 2025 tax documents will be available within Online Banking or mailed via US mail by January 27, 2026.
Log in to Online Banking, select the 3 dots in the upper righthand corner, click Statements and Documents. Your tax statement will be located in the Tax Forms and Notices section by January 27, 2026.
DCCU’s routing number is 251483311.
Your account number can be found by logging into Online Banking and then selecting the appropriate account nickname from within View my Accounts. Direct Deposit information can be found in the Details tab, next to the Activity section.
Direct Deposit information can be found by logging in to Online Banking and then selecting the appropriate account nickname from within View my Accounts. Direct Deposit information can be found in the Details tab, next to the Activity section.
DCCU can help alert you when your refund has been deposited by enabling the balance alert feature in Online Banking. Log in to Online Banking and select the 3 dots in the upper righthand corner. Click the Alerts link and select Transaction Alerts from the menu that appears. Follow the prompts to add or edit a new alert.
Online Banking also allows you to see pending deposits by viewing account Activity from View my Accounts section.
If your account earned $10 or more in dividends in 2025, a 1099-INT form will be issued for your account via mail or within Online Banking. This form can be accessed by logging in to Online Banking and then select the 3 dots from the upper righthand corner. Select Statements and Documents from the menu and then the Tax Forms and Notices section. If you didn't receive a 1099-INT form, it is likely that your account earned less than $10 in 2025. You can doublecheck the amount of interest you earned in 2025 by viewing your December 2025 statement.
If you hold a mortgage loan or Home Equity Plus with DCCU, a 1098 form for 2025 will soon be available in Online Banking or mailed to you. You can access this form online by logging into Online Banking and then selecting Statements and Documents from the menu under the 3 dots on the upper righthand corner. Your 1098 form should be located in the Tax Forms and Notices section. If you didn't receive a 1098 form, it is likely that you paid less than $10 in interest expense in 2025. You can doublecheck the amount of interest paid in 2025 by viewing your December 2025 statement.
DCCU has teamed up with TurboTax and H&R Block to offer exclusive discounts on your 2026 tax season preparation. DCCU members can receive savings of 20% on TurboTax Federal products as well as up to $25 in savings on tax prep services at H&R Block. Learn more about these discounts for DCCU members.
Yes, DCCU supports the current year's version and the two most recent versions after that for both Mac & Windows.
Under this legislation, individuals may deduct interest paid on a loan that is used to purchase a qualified vehicle that meets the following eligibility criteria:
- The loan originated after December 31, 2024
- The loan was used to purchase a vehicle, the original use of which starts with the taxpayer (used vehicle do not qualify)
- The vehicle is for personal use, (not business or commercial purposes)
- The qualified vehicle vehicle is a car, minivan, van, SUV, pickup truck, or motorcycle with a gross vehicle weight rating of less than 14,000 pounds
- The vehicle has undergone final assembly in the United States
To verify final assembly, you can use the National Highway Traffic Safety Administration's VIN Decoder: https://vpic.nhtsa.dot.gov/decoder/. Additional information is available in Section 70203 on the IRS website: https://www.irs.gov/newsroom/one-big-beautiful-bill-provisions-individuals-and-workers.
Please review your 2025 DCCU Year-End Statement to see the amount of car loan interest you paid and consult a qualified tax professional to determine eligibility or to receive specific guidance on your individual tax situation.
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
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