DCCU Routing # 251483311

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Helping to improve the financial health of our members through quality products and competitive rates

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Personal Banking

Services

Providing a variety of banking solutions that fit your needs at every stage of life

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Lending

With our Rebate Program, you can receive 10% back on interest paid on qualifying DCCU loans.

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Business Banking

Services

Businesses are the backbone of our community and we offer the lending and banking products that your business needs

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Member Services

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We give back to our members and our community in meaningful ways, every day

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Credit Cards

Business Platinum Rewards

Using a credit card wisely to manage business cash flow and debt is easy with DCCU’s Business Platinum Rewards Credit Card.  

Features & Benefits of a DCCU Business Credit Card

No Annual Fee

No Application Fee

Variable Purchase APR

13.49% - 20.49%

Redeem Points

Points can be redeemed for gift cards, merchandise, and more!

Earn Rewards points on everyday purchases

1 point for every dollar spent, up to 75,000 points annually

Contact Us to Apply
Terms & Conditions

Enjoy Faster Checkout with Tap to Pay 

Tap to pay debit cards and credit cards are now available at DCCU! These new cards will make everyday purchases faster, easier, and more secure. 

Explore Tap to Pay
A man uses a contactless card to purchase flowers from a woman.

DCCU Mastercard Benefits

Local

We live where you live. You will always be able to speak to or meet with a DCCU Member Advisor in your own community. Find a branch near you.

Fraud Alerts

Added security and convenience with your DCCU credit card.  Receive an automated text message if a suspicious transaction occurs. Verify or add your mobile number within Online Banking to ensure you are enrolled.

Purchase Assurance

Provides coverage for most items you purchased if the item is damaged or stolen within 90 days of the date of purchase.*

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Master Rental Insurance®

Renting a vehicle? We’ve got you covered. When renting a vehicle for fifteen (15) consecutive days or less with your DCCU credit card, you are covered.  Provides reimbursement for physical damage to or theft of a rental vehicle.*

Master Rental Insurance

Extended Warranty

No need to pay for an extended warranty. Your DCCU credit card extends the original manufacturer’s warranty up to 12 months on items purchased on your Mastercard.*

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Easy Savings

Receive an automatic rebate when using your business credit card at participating merchants. Learn more about Easy Savings program and view participating merchants.*

Learn more about Easy Savings

Travel Accident & Baggage Delay Insurance

Immediate family members receive automatic travel insurance when the entire cost of fare was paid with your Mastercard. The Insured Person(s) will be reimbursed up to the Daily Benefit Amount of $100 per day for three (3) days in the event of a Baggage Delay.*

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ID Theft Protection

Stay protected with DCCU. Receive help with notifications and legal guidance in the event of ID theft.*

View the Guide to Benefits

Merchant Offers

Mastercard works with partners to bring your business benefits and discounts to help you run your business.

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Guide to Benefits

* Certain restrictions apply. For details, see the Guide to Benefits that is available for download on this page.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

OTHER DCCU PRODUCTS

You May Also Want to Consider

Business Loans

If you are interested in expanding your business, want to increase your inventory, want to relocate your business, or need to update or upgrade your business equipment, DCCU offers these lending options to support the needs of your business.
More about Business Lending

Investments

Member Investment Services (MIS) is here to help with your investment needs. Our team of financial advisors can offer you professional guidance and objective advice about a variety of topics.
More about Investments

Need Help Deciding?
We’re happy to help!

Let us help you find the product that is right for you. Contact us and we’ll be in touch within one business day.

More Support

Contact Us

Phone: 540.946.3200
Toll Free: 800.245.8085

Call Center Hours:
Monday - Friday: 8 am - 7 pm
Saturday: 9 am - Noon

Locations

Mailing Address: P.O. Box 1365,
Waynesboro, VA 22980

DCCU Member Centers

Need Help Deciding? We’re happy to help!

Let us help you find the product that is right for you. Contact us and we’ll be in touch within one business day.

More Support

Contact Us

Phone: 540.946.3200
Toll Free: 800.245.8085

Call Center Hours:
Monday - Friday: 8 am - 7 pm
Saturday: 9 am - Noon

Locations

Mailing Address: P.O. Box 1365, Waynesboro, VA 22980

DCCU Member Centers

ROUTING# 251483311

NMLS ID# 609369 | NMLS

Federally Insured by NCUA

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