What time period does the promotion cover?
January 1 – March 31, 2021
What is the offer for new cardholders?
New cardholders will receive 0% on purchases and rates as low as 1.49% on balance transfers done between 1/1/2021-3/31/2021.
What is a balance transfer?
A balance transfer allows you to pay the balances from non-DCCU credit cards, specialty store and gas cards, non-DCCU loans, as well as larger bills or obligations such as medical bills or tuition. By consolidating the balances, you can simplify your finances with one payment per month, and save money on interest when you transfer a higher-rate balance.
What types of balances can I transfer?
Eligible balances include, but are not limited to:
- American Express
- Department store cards
- Gas cards
Non-DCCU loans originated from a financial institution
- Auto loans
- Personal loans
- Home loans
- Home equity loans
Which accounts are not eligible for transfer to my DCCU credit card account?
- DCCU Card accounts
- Debit cards
- DCCU Loans/Lines of Credit
- International accounts
- Transfers to home addresses
How long does it take to process a balance transfer request?
Balance transfers will post to your DCCU card within 2 days. However, it may take up to two weeks for the payment to post to the account you are paying, depending on the creditor. It is important that you continue to make payments to avoid late fees and interest charges until you have verified that the payment has posted to your creditor.