DCCU Routing # 251483311
Try Our Mobile App
Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
Try Our Mobile App
Do everything you can do online, plus deposit checks and use your fingerprint or Face ID for quicker access to your account.
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Register HereDCCU will be closed on Saturday, July 4th, 2026, in observance of Independence Day.
NextGen Youth Banking offers a safe way for kids and teens to learn money by doing it themselves, with smart guardrails for total peace of mind.
- Built-in parental controls
- No monthly maintenance fees
- No overdraft fees
- Online banking
- Send money instantly
- Real-time account alerts
- Earn rewards with their own DCCU debit card
- Free financial education
Help your kid do what’s next
Do money confidently
No overdraft fees, real-time alerts, and digital card controls help them build smarter spending habits.
Do more with debit
Makes every purchase work a little harder with points redeemable for cash, gift cards, and merchandise.
Do independence (with backup)
Parents can set spending limits, monitor transactions, manage debit card access, and send money quickly if needed.
Do real-life learning
Spending insights, goal trackers, and hands-on challenges turn everyday money moments into real lessons.
Do next steps
At age 18, the account “graduates” into a standard DCCU Rewards Checking account for greater financial independence.
Build Money Skills for Real Life with Banzai
DCCU is bringing you free access to Banzai, a financial education platform available to both members and non-members. Through fun, interactive experiences, kids and teens can learn real-world money skills in a safe, game-like environment, while parents can explore their own courses. Sign up to track your progress, pick up where you left off, and keep building money skills anytime, anywhere.
Do What's Next With DCCU
Open your child’s NextGen Checking account
NextGen helps young people learn smart money habits through real-world banking experiences, empowering them to spend, save, and manage money responsibly as they grow. Ready to help them build real money confidence? Open a NextGen account today!
Membership required. Terms and conditions apply. Insured by NCUA.
Frequently Asked Questions
NextGen Youth Banking is designed for children and teens ages 13–17, but open to all youth under 18.
With NextGen Youth Banking, you’ll get a NextGen Checking account with:
- Built-in parental controls
- No monthly maintenance fees
- No overdraft fees
- Debit card and ATM access
- Real-time account alerts
- Online banking with the DCCU app
- Instant transfers and recurring payments
- Mobile wallet compatibility
- Debit card rewards on qualifying purchases
Yes. Your child can receive a debit card with controls managed by you in DCCU’s online banking platform.
There are no monthly maintenance fees or overdraft fees associated with NextGen Youth Banking, helping families keep everyday banking simple and predictable. Other fees may apply.
Parents and guardians can stay connected to account activity through DCCU digital banking tools, including:
- Real-time transaction alerts
- Card controls
- Spending monitoring
- Transfer management
- Account visibility and oversight
Yes. Access to Online Banking and the Mobile App makes it easy to:
- Check balances
- Transfer money
- View transactions
- Receive alerts
- Manage debit cards
At age 18, your child’s NextGen Youth Checking account will “graduate” into a standard DCCU Rewards Checking account. This means the minor is now obligated to the terms of the agreement, making them jointly liable along with the Parent or Guardian. The Parent or Guardian will remain a joint owner, unless they remove themselves from the NextGen account. Additionally, certain fees that had previously been waived, may start occurring.
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2026 DuPont Community Credit Union