DCCU Routing # 251483311
DCCU Routing # 251483311
Rewards Checking from DCCU allows you to earn rewards for using your checking account. This checking account is ideal for members who don't typically keep a large balance in their checking account but regularly use their debit card. Other benefits and features of a Rewards Checking account are included below.
CURewards® Points Information
The amount of CURewards® points you earn depends on how you use your DCCU Rewards Debit Card.
$ Amount of Debit Card
Purchases per Month
CURewards® Points Earned
for Every $4 in Net Purchases
NSF Fees Waived
Nationwide ATM Refunds
in Online Banking
|II||More than $250||2||3||10 refunds, up to $5 per refund||✓|
|I||Less than $250||1||3||10 refunds, up to $5 per refund||✓|
Rewards points granted based on debit card usage. Net purchases are all of your debit card purchases minus all refunds or credit transactions to your debit card number within the calendar month. No minimum balance required. DCCU will waive up to 3 NSF fees per calendar year. Up to 10 free nationwide ATM withdrawals per year ($5 maximum per ATM refund).
If you have a joint account, points from both debit cards can be combined into one Rewards account. If you have a DCCU Mastercard Rewards credit card, the points you earn from your credit card can also be combined into a single Rewards account with your debit card points. Redeem your CURewards® points by logging into Online Banking or the Mobile App. If you do not have access to Online Banking, you can register here or contact 1-866-597-1575 to request a redemption.
Early Pay now gives you access to eligible direct deposits to DCCU accounts – including paychecks, retirement, and social security – up to two business days sooner. No enrollment required.
How to Use Your Rewards Checking Account
DCCU provides a free Mastercard® Debit Card for use with our checking accounts to pay for purchases and to access ATMs.
If you have joint owners on your checking account, both members receive their own debit card with its own number and PIN. If one card is lost or stolen, the other member isn’t inconvenienced.
With digital wallets and your personal DCCU debit or credit card you can make purchases in-store, in-app, and online. Enjoy the same great rewards and benefits you have with your DCCU cards with the added security and convenience of a digital wallet. Select your digital wallet below and get started today!
Rewards Checking FAQs