Checking

A checking account for a business is a required tool for sound financial management. We try to make managing your account convenient for your business needs by not having mid-day cutoffs for your deposits. This means our money is earning dividends* from the time you make your deposit and your money is available quicker.

In addition, your money will go further with a DCCU Business Checking due to:

  • very few fees
  • free services
  • dividends paid on the first dollar

*Note: DCCU is a not-for-profit financial cooperative — so you’re an owner not a customer. Therefore, as an owner you are paid dividends not interest.


  • No minimum average daily balance required
  • No minimum to open the account
  • No maintenance or monthly service fees
  • No monthly check transactions fees
  • No Mid-Day Cut-Offs

Free services include:

  • Online Banking
  • Mobile & Text Banking
  • eStatements
  • Bill Payer w/ eStatements
  • Debit card with Rewards
  • Vinyl deposit bags
  • Night deposit drop

Accurate as of: 06/06/2013
Rates subject to change without notice.

1 APR = Annual Percentage Rate

2 APY = Annual Percentage Yield

Type Features APR1 APY2 Range
Checking Balances of $50,000 and above 0.65% 0.65%
Balances of $25,000 – $49,999.99 0.50% 0.50%
Balances of $ 2,500 – $24,999.99 0.25% 0.25%
Balances up to $2,499.99 0.05% 0.05%


140 Lucy Lane P.O. Box 1365, Waynesboro, VA 22980


Federally insured by NCUA