Get More from Your Auto Loan

With rates as low as 3.99% APR for new and used vehicles, a Rebate Program that puts money back in your pocket, and over $2,000 in average savings - you can get more at every turn with DCCU.

Learn More

Introducing NextGen Youth Banking

DCCU’s NextGen Youth Banking give kids and teens a smart checking account where they can learn by doing, with digital tools and built-in parental controls.

Learn More

Try LiveTeller. Win $100!

Complete a LiveTeller transaction for your chance to win $100.

Learn More

Hero Banner-Auto
Hero Banner- NextGen
Hero Banner- LiveTeller Contest

EXPLORE

DCCU Financial Products

DCCU NEWS

What's Happening at DCCU

Shred Days

DCCU is partnering with H&R Contractors for our semi-annual Shred Days. The community is invited to bring personal documents to have them securely shredded for free.

View Details

Fall 2026 Member Matters

A publication of DuPont Community Credit Union. In this issue, President/CEO, Barry D. Smith, discusses how DCCU is giving back to our community through efforts such as Corporate Volunteer Month and Shred Days. We discuss the ways that the DCCU Cares Foundation is making a difference and provide an update on the Board of Directors Election.

Lock & Shop

Enjoy rate protection while you shop, so you can focus on finding the right home instead of worrying about rate changes.

Learn More

Rates

Credit Cards
Auto Loans
Mortgage
Home Equity
Personal Loans

Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.

World
Min. APR
15.74%
Max. APR
26.74%

Rewards
Min. APR
11.74%
Max. APR
22.74%

Cash Back
Min. APR
12.74%
Max. APR
23.74%

Share Secure
Min. APR
12.74%
Max. APR
19.74%

Business
Min. APR
13.74%
Max. APR
24.74%

New & Used Vehicles/Motorcycles

Vehicles 2018 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.

0 - 36 Months
Min. APR
3.99%
Max. APR
12.69%

37 - 48 Months
Min. APR
4.89%
Max. APR
13.39%

49 - 60 Months
Min. APR
5.39%
Max. APR
13.89%

61 - 72 Months
Min. APR
5.89%
Max. APR
14.39%

Find the Mortgage that's Right for You

Choosing the right financing for your home is important. Our personalized rate quote tool provides estimated rates tailored to your situation based on answers to just a few questions.

Get a Personalized Rate Quote

Preferred Home Equity Plus – 80%
Mortgage is with another lender
Rates as low as
7.00%

Preferred Home Equity Plus – 90%
Mortgage is with another lender
Rates as low as
7.25%

Premier Home Equity Plus – 80%
Mortgage is with DCCU
Rates as low as
6.50%

Premier Home Equity Plus – 90%
Mortgage is with DCCU
Rates as low as
6.75%

Line of Credit
Min. APR
10.50%
Max. APR
18.00%

0 - 24 Months
Min. APR
12.00%
Max. APR
21.00%

25 - 48 Months
Min. APR
13.00%
Max. APR
22.00%

View All Rates

Get Money Back on Your Loan

Choosing DCCU for your next loan comes with an added benefit. With our Loan Interest Rebate program, you can earn money back on the interest you pay each month on eligible loans.

Learn More

Make Checkout Easier with Tap to Pay

DCCU’s Tap to Pay debit and credit cards give you a fast, easy, and secure way to pay. Simply look for the Tap to Pay symbol at check out and enjoy added convenience and security.

Explore Tap to Pay

Woman smiling while tapping her credit card on a register

Get Paid Sooner with Early Pay

Early Pay now gives you access to eligible direct deposits to DCCU accounts – including paychecks, retirement, and social security – up to two business days sooner. No enrollment required.

Learn More