It’s never too early to start planning for your financial future. This page was designed as a resource to offer insight on how you can be better prepared. When you are ready to start or continue the conversation, contact the Member Investment Services team.
Member Investment Services: Resource Center
Getting Started
Interested in working with a financial planner? These articles will give you tips and information to get started.
Are You Financially Fit?
To achieve financial wellness, you need to define your goals and set a time frame for reaching them. These steps can help you take control of your finances.
Building Trust with Your Investment Representative
Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment representative? Your investment representative could be a resource to tap for financial planning information through the many stages of your life.
A Look at Diversification
Diversification is an investment principle designed to help manage risk. However, diversification does not guarantee against a loss. The key to diversification is identifying investments that may perform differently under various market conditions.
Ten Reasons Why Financial Planning is Important
Financial planning helps you determine your short and long-term financial goals and create a balanced plan to meet those goals. Here are ten powerful reasons why financial planning – with the help of a professional financial advisor – can help you pursue your goals.
Nine Important Financial Lessons Every Working Adult Should Learn
Navigating the world of personal finance can be overwhelming, even for an adult who has quite a bit of experience in the working world. With some smart planning, a good strategy and understanding of the basics you should be able to develop the money-management skills you need to get your finances under control. Here are some fundamental truths of personal finance that everyone should be aware of.
MIS is Here to Help
For the last sixteen years, Member Investment Services (MIS) has been assisting members with their financial planning and investment needs. MIS can help develop a strategy geared toward your needs.
The Importance of Professional Advice
While there are times you can handle your own financial affairs, there are some situations when it makes sense to seek the help of a financial advisor. This article outlines ten situations when you should seek professional advice.
5 Ways to Know if a Financial Advisor Puts Your Goals First
The decision to trust someone with your hard-earned money is very personal. Whether you’re looking for a financial advisor on your own, or are referred by a family member, consider this important criteria before you begin your relationship.
Planning for Retirement
Planning for retirement should start well before you near retirement age. These articles provide information to help you prepare for retirment.
The Pre-Retirement Checklist: How Prepared are You?
Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list. But thanks to our work together, you might be more prepared than you think! This handy checklist of ten crucial steps can help you visualize how far you’ve come.
Six Main Sources of Retirement Income
For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources.
Three Key Questions to Answer Before Taking Social Security
Social Security is a critical component of the retirement financial strategy for many Americans, so before you begin taking it, you should consider three important questions.
The Importance of Paying Yourself First
Each month you settle down to pay bills, but do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of “paying yourself first,” in other words, making the first payment of each month into your savings account.
8 Smart Shopping Tips for Retirees
A financially secure retirement involves more than building a substantial nest egg. To maximize each dollar, it also requires adapting long-time spending habits to a retiree’s new way of life. To avoid shopping pitfalls, here are eight tips for smart retirement shopping.
Eight Mistakes that can Upend Your Retirement
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible.
Are you Ready for Retirement?
Conducting a review of your retirement goals and strategies is an ideal way to ensure that your plans for your financial future remain realistic and on track. This article outlines how it can be done in four easy steps.
Retirement Rules - Myth vs. Reality
If your goal is to save enough to fund a long retirement, and you’re not sure how to start or how to catch up, remember that there’s more than one path to success. Knowing that some retirement rules are myths could benefit your planning efforts.
Taking Care of Your Family
Planning for their family's future is one reason many people talk to a financial planner. The articles in this section provide insight into making sure that your family is taken care of.
6 Financial Traps to Avoid
Planning ahead can protect you and your loved ones from challenges like these financial traps that could easily threaten your financial security.
The Importance of Having a Will
Creating a will gives you control over the distribution of your assets. While it may not sound enticing, a will puts the power in your hands. You have worked hard to create a legacy for your loved ones. You deserve to decide what becomes of it.
Getting a Head Start on College Savings
As a parent, you teach your children to dream big and believe in their ability to overcome any obstacle. Consider these strategies to help you prepare for the cost of higher education.
Four Really Good Reasons to Consider Investing
Individuals may cite different reasons for not investing, but with important long-term financial goals, such as retirement, in the balance, the reasons may not be good enough.
Baby Steps for Planning Your Child's Financial Future
It is important to consider the financial needs of your child. These tips will help make sure your child is well taken care of from birth to college and beyond.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. DuPont Community Credit Union (DCCU) and Member Investment Services (MIS) are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using MIS, and may also be employees of DCCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, DCCU or MIS. Securities and insurance offered through LPL or its affiliates are:
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