APR Estimator

At DCCU, finding the credit card that's right for you is easy - both of our personal credit cards come with low rates, great benefits, and no application or annual fee. All you have to do is choose whether you want to earn cash back or rewards points on your purchases. It's that simple! Apply for a DCCU credit card today and start saving!

1. Choose Your Card

Platinum rewards credit card

Platinum Rewards Credit Card

  • Earn double points on gas and groceries, and 1 point for every dollar spent on other purchases
  • Redeem your points for merchandise, gift cards, cash back, travel, or donate to a local charity
  • Purchase APR: 9.49% - 16.49%
  • No annual fee
  • Limits up to $30,000
cash back credit card

Platinum Cash Back Credit Card

  • Earn up to 1% cash back
  • Cash back is automatically applied to your statement balance annually, with no hassle for you
  • Purchase APR: 9.49% - 16.49%
  • No annual fee
  • Limits up to $30,000

2. Enter your credit score

Your Credit Score:

Don't know your credit score? Take our FICO® Score estimator to get your estimated FICO® Score range.

The FICO® Score estimator is provided for informational purposes only and is intended to approximate the range of the potential FICO® Score based on the information you enter. Your actual score results from a complex interaction of FICO's scoring methodologies and the information on your credit report, some of which changes daily.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

3. Your Personalized Results

Estimated annual savings*

       

Based on an annual balance of

Your Approximate Credit Card Purchase APR

       

Your Approximate Credit Card Cash APR

       

Congratulations! Your approximate Purchase APR is

lower than the industry average.

Please Contact Us to get an APR estimate.

Please note, calculated rates within this feature are estimates only and are subject to change during application processing

All offers and terms of credit subject to an evaluation of individual creditworthiness

***Industry average Purchase APR of 16.71% source: creditcards.com, published May 10, 2018

Platinum Rewards

DCCU Platinum Rewards credit card

  • Earn double points on gas and groceries, and 1 point for every dollar spent on other purchases
  • Redeem your points for merchandise, gift cards, cash back, travel, or donate to a local charity
  • Purchase APR: 9.49% - 16.49%
  • No annual fee
  • Limits up to $30,000

Platinum Cash Back

DCCU Platinum Cash Back credit card

  • Earn up to 1% cash back
  • Cash back is automatically applied to your statement balance annually, with no hassle for you
  • Purchase APR: 9.49% - 16.49%
  • No annual fee
  • Limits up to $30,000

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