Limited-time Offer

Let DCCU help you with your home improvement project with a Home Equity Line of Credit (HELOC) or Home Equity Loan. In addition to great low rates and no closing costs, you'll receive $250 deposited into your DCCU savings account*. 

This offer of a $250 credit ends May 31, 2017. Apply today at one of our 12 locations, on the phone, or online.

Home Equity Line of Credit

A Home Equity Line of Credit* (HELOC) from DCCU is a smart way to use the equity in your home to get the money you need - for home remodels, education costs, and more. 

A HELOC is different than a home equity loan because it is a revolving line of credit. Home equity lines of credit have many benefits, including:

Interested in a HELOC? Contact us today! We'll be happy to answer any questions you may have and walk you through the application process.

Did you know...

Unexpected expenses - car repairs

You can use a HELOC to pay for unexpected expenses, such as car and home repairs.

Applying for a HELOC is easy:


Home Equity Loan

A home equity loan* is another type of home equity financing in which the full amount of the loan is advanced up front, rather than drawing from available funds as needed, like with a HELOC. The loan is repaid in fixed monthly payments, similar to the original mortgage. 

A home equity loan could be a good choice if:

  • You prefer a loan with a fixed monthly payment
  • You want to take advantage of tax savings (contact your tax advisor)
  • You want to repay your loan quickly
  • You're looking to consolidate debt

DCCU offers home equity loans with two different term options.

What Our Members Are Saying

DCCU Member Story - HELOC

See how home equity financing can help pay for home renovations and other expenses.

*Offer applies to only approved and funded loans for which an application was submitted April 1, 2017 – May 31, 2017. Offer of $250.00 will be deposited into your DCCU savings account on the day of loan funding and may be reportable as taxable income. Minimum loan amount of $10,000 required for $250.00 and no closing cost offer. “No closing cost” does not include the cost of an appraisal if one is needed. Original closing cost will be assessed if the loan is paid off and closed within two years of funding. Terms, Restrictions, and Fees may apply. Offer subject to creditworthiness and collateral limits. For complete credit cost and terms, call 1.800.245.8085. NMLS ID# 609369 |

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