A Home Equity Line of Credit* (HELOC) from DCCU is a smart way to use the equity in your home to get the money you need - for home remodels, education costs, and more.
A HELOC is different than a home equity loan because it is a revolving line of credit. Home equity lines of credit have many benefits, including:
A home equity loan* is another type of home equity financing in which the full amount of the loan is advanced up front, rather than drawing from available funds as needed, like with a HELOC. The loan is repaid in fixed monthly payments, similar to the original mortgage.
A home equity loan could be a good choice if:
You prefer a loan with a fixed monthly payment
You want to take advantage of tax savings (contact your tax advisor)
You want to repay your loan quickly
You're looking to consolidate debt
DCCU offers home equity loans with two different term options.
What Our Members Are Saying
See how home equity financing can help pay for home renovations and other expenses.
*Terms, Restrictions, and Fees apply. Offer subject to creditworthiness and collateral limits. Minimum loan amount of $10,000 required for no closing cost offer. “No closing cost” does not include the cost of an appraisal if one is needed. Original closing cost will be assessed if the loan is paid off and closed within the two years of funding. For complete credit cost and terms, call 1.800.245.8085.
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