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Home Equity Loans and Lines of Credit

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) from DCCU is a smart way to use the equity in your home to get the money you need - for home remodels, education costs, and more. 

A HELOC is different than a Home Equity Loan because it is a revolving line of credit. Home equity lines of credit have many benefits, including:

Interested in a HELOC? Contact us today! We'll be happy to answer any questions you may have and walk you through the application process.

Applying for a HELOC is easy!

Apply online

  • Call 540-946-3200
  • Visit one of our convenient locations

Home Equity Loan

A Home Equity Loan is another type of home equity financing in which the full amount of the loan is advanced up front, rather than drawing from available funds as needed, like with a HELOC. The loan is repaid in fixed monthly payments, similar to the original mortgage. 

A Home Equity Loan could be a good choice if:

  • You prefer a loan with a fixed monthly payment
  • You want to repay your loan quickly
  • You're looking to consolidate debt

DCCU offers Home Equity Loans with two different term options.

What Our Members Are Saying

DCCU Member Story - HELOC

See how home equity financing can help pay for home renovations and other expenses.

Offer subject to creditworthiness and collateral limits. Minimum loan amount of $10,000 required for no closing cost offer.  “No closing cost” does not include the cost of an appraisal if one is needed. Original closing cost will be assessed if the loan is paid off and closed within two years of funding. Property insurance is required. Terms, Restrictions, and Fees may apply. For complete credit cost and terms, call 1.800.245.8085.

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Routing# 251483311 Local Calls: 540.946.3200 Out of Area Calls: 800.245.8085 140 Lucy Lane | P.O. Box 1365, Waynesboro, VA 22980
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