DCCU Routing # 251483311





Meet Kayla

"I love helping homeowners meet their financial goals through building, buying or refinancing."

Email: KSmith@mydccu.com
Direct Line: 540.946.3277
Mobile: 540.910.5687


About Kayla

DCCU Mortgage Advisor

Serving Staunton, Waynesboro, and Augusta County

NMLS ID# 1801143

Kayla, who has been assisting borrowers since 2018, joined DCCU in 2024. Her focus when working with homebuyers is to help them meet their goals. Kayla takes time to get to know what is important to her members in order to provide the best possible service.

Growing up in the Shenandoah Valley, Kayla combines her local knowledge and lending expertise to meet the needs of our membership. Her specialties include:

  • First-time Homebuyers
  • Move up Homebuyers
  • Empty Nesters
  • Investment Properties
  • Debt Consolidation
  • Rate Reduction
  • Term Reduction
  • Construction Loans
  • Home Improvement Loans

In her free time, Kayla enjoys spending time with her husband and children, camping, and working with her church.

REACH OUT TO OUR TEAM

Contact a DCCU Mortgage Advisor 


At DCCU, we understand that purchasing or refinancing a home is one of the biggest decisions you'll make. That's why we provide both great rates and personal service to our members.

Complete the short form below to have one of our mortgage experts contact you to answer any home loan questions you may have.


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*Eligibility for VA/Military loans is determined by a set of criteria specified by the Department of Veterans Affairs. Eligible Service Personnel includes Active Duty, Selected Reserves or National Guard, Unremarried Surviving Spouses/Spouses of POW or MIA Serviceperson, and personnel discharged under other than dishonorable conditions.

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