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DCCU Routing # 251483311





Certificates

Earn more with our special Certificate rates

We've raised our Certificate rates to help you earn more.


SPECIAL OFFER

Earn more with our special Certificate rates

For a limited time, take advantage of these special Certificate rates:

6-Month Certificate

3.55% APY

15-Month Certificate

2.63% APY

Visit one of our 14 convenient locations or give us a call today!

APY = Annual Percentage Yield

Overview

A Certificate is an investment product that allows you to earn a certain level of interest over a set period of time. You can choose the term based on when you’ll need your funds and/or what rate of return you’d like to earn.

couple reviewing finances together happily

Here are some important points to consider when opening a Certificate with DCCU:

  • $500 minimum required to open a certificate
  • Terms
    • 6 months - For a limited time, earn 3.55% APY
    • 15 months - For a limited time, earn 2.63% APY
    • 18 months
    • 1 year
    • 2 years
    • 2 1/2 years
    • 3 years
    • 4 years
    • 5 years
  • Dividends compounded monthly and paid monthly
  • Choose to have dividends posted to your account or compounded to your certificate
  • Automatic renewal
  • Early withdrawal penalty:
    • 6 months to 18 months = 3 month dividends whether earned or not
    • 2 years - 5 years = 6 month dividends whether earned or not

To open a Certificate, visit a DCCU location or give us a call at 800.245.8085.

Certificate Rates

Minimum Balance of $500. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts. APY = Annual Percentage Yield.

  • 6 Months/182 Days
  • Dividend Rate
  • 3.50%
  • APY
  • 3.55%
  • 1 Year/12 Months
  • Dividend Rate
  • 0.30%
  • APY
  • 0.30%
  • 15 months
  • Dividend Rate
  • 2.60%
  • APY
  • 2.63%
  • 1.5 Years/18 Months
  • Dividend Rate
  • 0.35%
  • APY
  • 0.35%
  • 2 Years/24 Months
  • Dividend Rate
  • 0.45%
  • APY
  • 0.45%
  • 2.5 Years/30 Months
  • Dividend Rate
  • 0.50%
  • APY
  • 0.50%
  • 3 Years/36 Months
  • Dividend Rate
  • 0.55%
  • APY
  • 0.55%
  • 4 Years/48 Months
  • Dividend Rate
  • 0.65%
  • APY
  • 0.65%
  • 5 Years/60 Months
  • Dividend Rate
  • 0.85%
  • APY
  • 0.85%

OTHER DCCU PRODUCTS

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