DCCU eServices

Online Banking

Discover the convenience of secure banking at your fingertips any time.

  • Set up and customize your personal account
  • Check account balances and loans
  • Make loan payments
  • Pay bills with Bill Pay
  • Create personalized Alerts sent directly to your email or by text message

Mobile Banking

Stay connected to your accounts on the go, using the DCCU Mobile App to:

  • View and pay bills
  • Make check deposits
  • Check account balances and recent transactions
  • Transfer funds

Note: Data charges by your mobile phone/device provider may apply and are the responsibility of the mobile phone/device owner.

Download the DCCU Mobile App

App store

Google Play store

Mobile Deposit

Easy deposits from anywhere

Make sure you have the latest version for iPhone or Android. If you don't already have our app, visit your phone's app store to download it today.

Mobile Deposit features:

  • Secure encrypted data capturing and transmission
  • Deposit to your savings, checking, sub-shares or HSAs
  • Deposit amount and funds availability are based on your daily limits. View your pending deposits held for review.

Deposit Checks with the DCCU Mobile App

1. Download and open the DCCU Mobile App
2. Log In and select Deposit from the menu
3. Select New Deposit followed by your preferred deposit account
4. Enter the check amount
5. Take Photos of the front and back of the check
6. Make Deposit tap the button to process the transaction

Note: Data charges by your mobile phone/device provider may apply and are the responsibility of the mobile phone/device owner.

Make a Transfer

Transfer money between DCCU accounts

Make your DCCU loan payment as a one-time transfer or recurring payment:

  1. Log in to Online Banking and select Transfer Funds
  2. Choose the account from which the funds are being withdrawn
  3. Select the loan
  4. Provide the payment amount
  5. Submit

Transfer funds between accounts at other banks

Transfer funds to your other financial institution:

  1. Log in to Online Banking and select Transfer Funds
  2. You will need the financial institution's:
    1. Routing number
    2. Account number
    3. Account type

Transfer money to another DCCU member

Transfer funds to other DCCU members! Connecting is easy and free:

  1. Log in to Online Banking and select Transfer Funds
  2. Set up a unique M2M code
  3. Provide the unique M2M code when funds are being transferred to you


For additional information, please log in to your personal Online Banking account.

Bill Pay

Pay virtually anyone or any company from your banking account with Bill Pay. You determine who you want to pay and when you want to make the payment. Pay bills, send funds to a non-DCCU account holder, and even pay your taxes. Bill Pay is secure, fast, and easy to use! For more information, view our frequently asked questions.

checkmark icon

Save Time
Rather than writing checks or coming into the branch for Cashier's Checks, save time by scheduling and sending payments when it's most convenient for you.

checkmark icon

Easy to Use
Payments can be sent electronically or by check, and funds are removed from your account when the bill is paid.

checkmark icon

Save Money
Bill Pay is free with eStatements. Save on postage, envelopes, and checks.

checkmark icon

Stay Organized
Your payment history is securely stored in Online Banking


Online Bill Pay

With Online Banking, you can make payments to many of the companies that send you a monthly bill, including:

  • Electric
  • Gas
  • Cable
  • Insurance
  • External Loans
  • and more!

Select a Payment Speed

Depending on the biller, choose from three different payment speeds, based on your needs:

  • Same Day payment
  • Next Day payment
  • 3 Day payment

Bill Pay is free with eStatements (also free) and only $6 per month without eStatements.


Your personal filing cabinet to secure your electronic statements for free. Simply sign in to Online Banking and click on eStatements. Don't have Online Banking? Let us help you get started for this free service.

  • No Paper Filing - Access ALL of your eStatements online (up to a 10 year history)
  • Identify Fraud Faster - Monitor your account with eStatements and Online Banking
  • Print eStatements you need, when you need them
  • No waiting - eStatements are immediately available as soon as you sign up

Full-Service ATMs

Need cash or to make a deposit? Pay your DCCU loan or transfer funds? With your DCCU debit card, you can! Our full-service ATMs are one way that DCCU makes banking convenient for our members.

  • DCCU ATMs will request your Personal Identification Number (PIN) between every transaction
  • ATMs accept all bill denominations for deposit, up to 30 bills per deposit
  • Deposit up to 10 checks at one time per transaction


ATM Security Features

In addition to the implementation of advanced physical and electronic monitoring, our ATM card readers have now been equipped with hardware which will further deter tampering. If the card reader or surrounding hardware is modified or damaged, the ATM will be immediately taken out of service. Additionally, pin-pad guards have been installed on all of our ATMs.

As a reminder, chip technology means our ATMs now use the card's chip to transmit data during transactions, instead of the card's magnetic strip. When your card is inserted, the card reader will clamp down on your card, preventing its removal until your transaction is complete.

We encourage your continued vigilance in helping to prevent ATM skimming in our community. When visiting an ATM or using any type of merchant card reader, we encourage you to take these steps to help protect yourself:

  • Watch for unusual marks, scratches, or loose pieces of equipment on any card reader.
  • Carefully inspect card readers before inserting your card. Skimming equipment is often loosely attached for easy removal. If it's loose or comes off, you have likely discovered a card reader.
  • If you think you may have discovered a skimmer, report it to the merchant or financial institution/ATM owner immediately.
help desk software

External Link Notice...

You are about to open a webpage that is not controlled or owned by DCCU. DCCU does not contribute to the content displayed on this website and does not represent you or the third party in transactions conducted via external links. Please be aware that information security and privacy policies may differ from those implemented by DCCU.

Accept Cancel