Certificates

Earn more with our special Certificate rates

We've raised our Certificate rates to help you earn more.

SPECIAL OFFER

Earn more with our special Certificate rates

For a limited time, take advantage of these special Certificate rates:

6-Month Certificate

4.59% APY

15-Month Certificate

4.33% APY

Open a Certificate in Online Banking, at one of our 14 convenient locations, or give us a call today!

APY = Annual Percentage Yield

Overview

A Certificate is an investment product that allows you to earn a certain level of interest over a set period of time. You can choose the term based on when you’ll need your funds and/or what rate of return you’d like to earn.

couple reviewing finances together happily

Here are some important points to consider when opening a Certificate with DCCU:

$500 minimum required to open a certificate
Terms
- 6 months - For a limited time, earn 4.59% APY
- 15 months - For a limited time, earn 4.33% APY
- 18 months
- 1 year
- 2 years
- 2 1/2 years
- 3 years
- 4 years
- 5 years
Dividends compounded monthly and paid monthly
Choose to have dividends posted to your account or compounded to your certificate
Automatic renewal
Early withdrawal penalty:
- 6 months to 18 months = 3 month dividends whether earned or not
- 2 years - 5 years = 6 month dividends whether earned or not

Open a Certificate in Online Banking, at one of our 14 convenient locations, or give us a call today!

Certificate Rates

Rates accurate as of 01/31/2023. Rates are subject to change without notice.

Minimum Balance of $500. Early withdrawal penalties may apply. Fees may reduce earnings on your accounts. APY = Annual Percentage Yield.

6 Months/182 Days
Dividend Rate
4.50%
APY
4.59%

1 Year/12 Months
Dividend Rate
3.00%
APY
3.04%

15 months
Dividend Rate
4.25%
APY
4.33%

1.5 Years/18 Months
Dividend Rate
2.10%
APY
2.12%

2 Years/24 Months
Dividend Rate
2.15%
APY
2.17%

2.5 Years/30 Months
Dividend Rate
2.20%
APY
2.22%

3 Years/36 Months
Dividend Rate
2.45%
APY
2.48%

4 Years/48 Months
Dividend Rate
2.40%
APY
2.43%

5 Years/60 Months
Dividend Rate
2.35%
APY
2.38%

View All Certificate Rates

OTHER DCCU PRODUCTS

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