View a complete list of rates and disclosure information.
| Rate | APR | |
|---|---|---|
Adjustable Rate Mortgage | ||
|
5/1 ARM |
2.990% | 2.953% |
|
3/1 ARM |
2.990% | 2.941% |
Fixed Rate Mortgages | ||
|
30 Year Fixed |
3.250% | 3.279% |
|
20 Year Fixed |
3.125% | 3.222% |
|
15 Year Fixed |
2.750% | 2.803% |
| Min APR | Max APR | |
|---|---|---|
New Vehicles/Motorcycles | ||
|
0 - 48 Months |
2.49% | 9.49% |
|
49 - 60 Months |
2.69% | 9.59% |
|
61 - 72 Months |
2.89% | 9.79% |
|
73 - 84 Months |
3.29% | 9.79% |
Used Vehicles/MotorcyclesVehicles 2011 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. | ||
|
0 - 48 Months |
2.99% | 10.59% |
|
49 - 60 Months |
3.19% | 10.79% |
|
61 - 72 Months |
3.39% | 11.09% |
New RVsIncludes Motor Homes and Travel Trailers | ||
| 0 - 48 Months | 3.29% | 8.79% |
| 49 - 60 Months | 3.79% | 9.09% |
| 61 - 72 Months | 4.29% | 9.39% |
| 73 - 84 Months | 4.79% | 9.89% |
| 85 - 120 Months | 5.79% | 10.89% |
Used RVsIncludes Motor Homes and Travel Trailers 2011 model year and newer. RVs with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate. | ||
|
0 - 48 Months |
3.49% | 9.49% |
|
49 - 60 Months |
3.99% | 9.49% |
|
61 -72 Months |
4.49% | 9.99% |
| Min APR | Max APR | |
|---|---|---|
Line of Credit |
9.00% | 15.25% |
Personal LoanPersonal, fixed. Maximum of $30,000 | ||
| 0 - 24 Months | 11.50% | 17.75% |
| 25 - 48 Months | 12.50% | 18.00% |
Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.
| Min APR | Max APR | |
|---|---|---|
Mastercard Cash Back |
7.99% | 15.99% |
Mastercard Rewards |
11.99% | 19.99% |
| APR | APY | |
|---|---|---|
Grow Checking Tier II | ||
|
15 Debit Transactions Monthly, $250 Amount of Debit Transactions Monthly |
2.00% | 2.02% |
Grow Checking Tier I | ||
|
10 Debit Transactions Monthly |
0.50% | 0.50% |
Grow Checking | ||
|
Any Balance, Requirements not met |
0.00% | 0.00% |
Rewards CheckingNo Minimum Balance |
0.00% | 0.00% |
| APR | APY | |
|---|---|---|
SavingsMinimum Balance of $5 |
0.25% | 0.25% |
Christmas ClubAutomatic Deposit to Savings or Checking on Oct. 1 |
0.25% | 0.25% |
Club AccountSave for college, taxes, insurance, etc. |
0.25% | 0.25% |
Vacation ClubNo Minimum Balance |
0.25% | 0.25% |
Money Market | ||
|
Balances of $100,000 and above |
0.75% | 0.75% |
|
Balances of $50,000 – $99,999.99 |
0.60% | 0.60% |
|
Balances of $25,000 – $49,999.99 |
0.50% | 0.50% |
|
Balances of $1,000 – $24,999.99 |
0.30% | 0.30% |
|
Balances of $999.99 and under |
0.00% | 0.00% |
IRA Account | ||
|
Balances of $1,000 and above |
0.25% | 0.25% |
|
Balances of $999.99 and under |
0.15% | 0.15% |
Health Savings AccountMinimum Balance of $5 |
0.25% | 0.25% |
| APR | APY | |
|---|---|---|
CertificateMinimum Balance of $500. Early withdrawal penalties may apply. | ||
|
6 months/182 days |
0.60% | 0.60% |
|
1 year/12 months |
1.00% | 1.00% |
|
1.5 years/18 months |
1.05% | 1.06% |
|
2 years/24 months |
1.15% | 1.16% |
|
2.5 years/30 months |
1.20% | 1.21% |
|
3 years/36 months |
1.30% | 1.31% |
|
4 years/48 months |
1.40% | 1.41% |
|
5 years/60 months |
1.50% | 1.51% |
IRA CertificateMinimum Balance of $1,000. Early withdrawal penalties may apply. | ||
|
1 year/12 months |
1.00% | 1.00% |
|
2 years/24 months |
1.15% | 1.16% |
|
2.5 years/30 months |
1.20% | 1.21% |
|
3 years/36 months |
1.30% | 1.31% |
|
4 years/48 months |
1.40% | 1.41% |
|
5 years/60 months |
1.50% | 1.51% |
HSA CertificateMinimum Balance of $1,000. Early withdrawal penalties may apply. | ||
|
1 year/12 months |
1.00% | 1.00% |
|
2 years/24 months |
1.15% | 1.16% |
|
2.5 years/30 months |
1.20% | 1.21% |
|
3 years/36 months |
1.30% | 1.31% |
|
4 years/48 months |
1.40% | 1.41% |
|
5 years/60 months |
1.50% | 1.51% |
| APR | APY | |
|---|---|---|
Business SavingsMinimum Balance of $5 |
0.25% | 0.25% |
Business Checking | ||
|
Balances of $50,000 and above |
0.65% | 0.65% |
|
Balances of $25,000 - $49,999.99 |
0.50% | 0.50% |
|
Balances of $2,500 - $24,999.99 |
0.25% | 0.25% |
|
Balances up to $2,499.990 |
0.10% | 0.10% |
Business Money Market | ||
|
Balances of $100,000 and above |
0.75% | 0.75% |
|
Balances of $50,000 - $99,999.99 |
0.60% | 0.60% |
|
Balances of $25,000 - $49,999.99 |
0.50% | 0.50% |
|
Balances of $1,000 - $24,999.99 |
0.30% | 0.30% |
Business CertificatesMinimum balance of $500 | ||
|
6 months/182 days |
0.60% | 0.60% |
|
1 year/12 months |
1.00% | 1.00% |
|
1.5 years/18 months |
1.05% | 1.06% |
|
2 years/24 months |
1.15% | 1.16% |
|
2.5 years/30 months |
1.20% | 1.21% |
|
3 years/36 months |
1.30% | 1.31% |
|
4 years/48 months |
1.40% | 1.41% |
|
5 years/60 months |
1.50% | 1.51% |
For our Senior Citizens age 55 and over who have a Direct Deposit of their primary source of income (Pension, Social Security, etc.), we offer FREE Printed Checks and Cashiers Checks.
| Charges | |
|---|---|
Safe Deposit Box | |
| Box Rental | Range from $12-$75/Year |
| Key Replacement | $6.50/Key |
| Box Drilling | $85.13-$117.92 |
Bill Payer | |
|
Bill Payer Service |
Free with eStatements |
| Stop Payment for Bill Payer Check | $20/Check |
| Check Copy for Bill Payer Check | $20/Check |
Account Fees | |
| NSF | $25/Item |
|
Overdraft Privilege |
$25/Item |
| Stop Payment | $20/Request |
| Prices vary depending on style | |
| Overdraft Transfer | $5/Transfer |
| ATM Network Foreign ATM withdrawal inquiry | $0.50 |
| Debit/PIN Transaction | FREE |
Excessive Debit Card or PIN Replacement |
$5/Request |
Account Reconciliation |
$10/Hour |
Notary Public and Signature Guarantee |
FREE |
Personal Check Copy |
$2/Check |
Personal Copy |
$0.10/Page |
Personal Fax |
$1/Page |
Return Item |
$25 |
Statement Copy |
$1/Statement |
Wire Transfer FeesAn additional charge, up to $10 may apply if member-supplied information is incorrect | |
| Domestic outgoing | $15/Transfer |
| International outgoing | $15/Transfer |
| Incoming Wire | FREE |
| Wire Trace Request or Return | $25 |
Health Savings Account FeesMinimum Balance of $5 | |
| Opening Fee | $25 |
| Annual Fee | $25 |
| Annual Fee | $35 |