The government has begun sending stimulus payments as part of the federal response to COVID-19, and criminals are hard at work attempting to defraud people of their money. No government agency will contact you and ask for your personal information and neither will DCCU. If you receive an email, phone call, or text message asking for this information, do not provide it. If you receive a suspicious communication or believe you are a victim of a scam, contact the police in your area and DCCU at 800.245.8085.
Key Points to Remember Regarding Economic Impact Payments:
You will never have to click on links or “sign-up” to get your money.
- Anyone asking for your personal information, like your Social Security Number, account number, or bank information is a scammer.
- Be on the lookout for phishing emails, where scammers pretend to be from the government and ask for your information as part of the “sign-up” process for the checks.
- Never click on links from sources you do not know.
You do not need to do anything to receive your stimulus payment.
- The federal government has the information it needs to send your money.
- If you filed taxes for 2018 and/or 2019, the federal government will directly deposit the money into your account you used for your most recent tax filing.
- If you have not filed taxes recently or do not have an account setup to receive direct deposit, you have other options to receive your payment. Visit the IRS website at https://www.irs.gov/coronavirus/economic-impact-payments for more information
- You can access your DCCU account number through Online Banking or the Mobile App by following one of the provided tutorials. You can also call our Service Center at 800.245.8085.
Click here for information about other common scams.
Be Aware of COVID-19 Scams
DCCU is aware of recent fraudulent activity related to the Coronavirus (COVID-19). Some of the latest scams prey on virus-related fears by offering free home testing kits, promoting bogus cures, selling high-demand items such as medical masks and cleaning supplies, and collecting charitable donations. We want you to be aware of some tactics they may use and provide ways you can help keep your finances and personal information safe.
Do not click on links from sources you do not know.
Cyber criminals may send emails with malicious attachments or links to fraudulent websites to trick victims into revealing sensitive information.
FTC Article: How to Recognize and Avoid Phishing Scams
Do not share your passwords.
Never reveal your mobile or online banking password. If someone asks for your password, do not share it.
FTC Article: How to Keep Your Personal Information Secure
Do your research before donating.
Do not let anyone rush you into making a donation. If someone wants donations in cash, by gift card, or by wiring money, do not do it.
FTC Article: How to Donate Wisely and Avoid Charity Scams
Look out for investment scams.
Be cautious of claims that a company’s products or services can help stop the coronavirus.
SEC Article: Look Out for Coronavirus-Related Investment Scams
Use trusted sources for up-to-date information.
Official government websites are the best sources of information:
Visit the Federal Trade Commission to learn what it is doing to protect consumers from Coronavirus scams.