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DCCU Routing # 251483311

Meet Joe

“I love partnering with members to learn their story and help them reach their goal of homeownership.”

Direct Line: 540.946.3276
Mobile: 540.649.3546

About Joe

DCCU Mortgage Advisor

Serving Fishersville and Waynesboro

NMLS ID# 1969003

Joe has worked in the financial industry since 2006. He joined DCCU in 2018 and has been a member of the credit union since he was 14 years old. Joe focuses on getting to know his members, where they are, where they want to be, and helping them bridge the gap to homeownership. Joe takes time to get to know what is important to his members in order to provide the best possible service.

As a lifelong resident of the Shenandoah Valley, Joe combines his local knowledge and lending expertise to meet the needs of our membership. His specialties include:

  • First-time Homebuyers
  • Move up Homebuyers
  • Empty Nesters
  • Investment Properties
  • Debt Consolidation
  • Rate Reduction
  • Term Reduction

In his free time, he enjoys spending time with his wife and children, working with his church, playing music, woodworking, hunting, and fishing.


Contact a DCCU Mortgage Advisor 

At DCCU, we understand that purchasing or refinancing a home is one of the biggest decisions you'll make. That's why we provide both great rates and personal service to our members.

Complete the short form below to have one of our mortgage experts contact you to answer any home loan questions you may have.

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*Eligibility for VA/Military loans is determined by a set of criteria specified by the Department of Veterans Affairs. Eligible Service Personnel includes Active Duty, Selected Reserves or National Guard, Unremarried Surviving Spouses/Spouses of POW or MIA Serviceperson, and personnel discharged under other than dishonorable conditions.