DCCU Routing # 251483311

Credit Cards

Mastercard World

The Mastercard World Credit Card rewards you for purchases made with your card. With limits from $5,000 - $30,000, this card may be the right fit for your spending needs.

Introductory Offer for New Cardholders

New cardholders will receive 30,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.*

*Points will be available on the statement immediately following the first three months.  

man shopping online with a credit card

Key Benefits & Features

  • Earn 5 points on purchases at select merchants each quarter, 2 points for gas, groceries and restaurants, and 1 point for all other purchases
  • Earn up to 150,000 points annually
  • Variable Purchase APR: %%mc-world.low%% - 24.24%
  • No Annual Fee
  • Limits from $5,000 - $30,000

5x Points Merchants July 2024 - September 2024

Each quarter, DCCU awards 5x points at select merchants.



Hotels, Motels, Resorts

Car & Boat Rentals

Mastercard World Credit Card Benefits

FICO® Score

Receive your FICO® Score on your credit card statement.  Learn more about FICO® Scores. 

Price Protection

Save money with your DCCU credit card. If an item you purchased goes on sale within 60 days, you receive the difference, up to $250.1

Mobile Wallets

Added convenience for faster and more secure checkout.  Enroll your DCCU credit card in mobile wallets.

Fraud Alerts

Added security and convenience with your DCCU credit card.  Receive an automated text message if a suspicious transaction occurs.  Verify or add your mobile number within Online Banking to ensure you are enrolled.

Travel Accident & Baggage Delay Insurance

Immediate family members receive automatic travel insurance when the entire cost of fare was paid with your Mastercard.  The Insured Person(s) will be reimbursed up to the Daily Benefit Amount of $100 per day for three (3) days in the event of a Baggage Delay.1

Extended Warranty

No need to pay for an extended warranty.  Your DCCU credit card extends the original manufacturer’s warranty up to 12 months on items purchased on your Mastercard.1

Identity Check & ID Theft Protection

Added protection for your online transactions when using your DCCU credit card.  If fraud is suspected, we will stop the checkout process until you have confirmed that the rightful account owner is making the transaction.  Enjoy peace of mind knowing your purchase is protected with enhanced security. Stay protected with DCCU.  Receive help with notifications and legal guidance in the event of ID theft.1

Master Rental Insurance®

Renting a vehicle?  We’ve got you covered.  When renting a vehicle for fifteen (15) consecutive days or less with your DCCU credit card, you are covered.  Provides reimbursement for physical damage to or theft of a rental vehicle.1

Zero Liability

You will not be responsible for purchases you did not make.  Card members will not be held liable if their card is used for purchases without their permission.  Some conditions and exceptions apply, visit mastercard.us/zero-liability for full details.

1 Certain restrictions apply. For details, see the Guide to Benefits that is available for download on this page.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

CURewards® Points Information

If you have a Rewards debit card, the points you earn from your debit card can also be combined into a single Rewards account with your credit card points.  Redeem your CURewards®  points by logging into Online Banking or the Mobile App. If you do not have access to Online Banking, you can register here or contact 1-866-597-1575 to request a redemption.



You May Also Want to Consider

Mastercard World FAQs

Send all Mastercard Credit Card payments to:
DuPont Community Credit Union
PO Box 71050
Charlotte, NC 28272-1050

Yes, you may call or visit any DCCU office to make a payment. You may also make payments using Online Banking, or via mail, using the address above.

To report a lost or stolen Credit Card, call toll-free: 844-231-2221.

Yes, be sure to contact us with the dates and places you will be traveling.

You can call toll-free: 888.918.7313.  Or contact us for additional help.

Any payment of $2,500 or over will be held for three business days.  Funds will become available once the hold has been released.

If the unauthorized transactions were completed with your Mastercard World card, contact our Cardholder Services Department at 800.449.7728.  They will promptly cancel your Credit Card number and issue you a new card.  Once your card has been canceled, no additional transactions can be authorized.  You should receive your new card within 7-10 business days.

Contact us and we will be glad to review your credit card to assist with this issue.  **If this occurs after business hours, you may also contact our Cardholder Services Department at 844-231-2221. Your card may have been placed on hold due to transactions that have been processed outside of your normal spending and threshold.  Security processes will place a hold on transactions with your card until we can verify that the transactions are processed by you.  This ensures that if your card was lost or stolen, additional protection is available to keep fraudulent transactions from occurring.

You make take up to 25% of the total credit card limit (Example| Credit Card limit $10,000 max cash advance will be $2,500).

Your new credit card is mailed to the address on your account 3-4 weeks prior to your current expiration date.  Your current card will remain active until the last day of the month in which your card expires.  If you have not received your new credit card, it may be beneficial to check your address in Online Banking (under Alerts & Settings) to ensure we have your most recent address.  If you have not received your card within the time frame, contact us for assistance.

Convenient Locations

DCCU has 14 convenient locations to serve your financial needs. 

We are federally insured by the NCUA

The NCUA provides all members of federally insured credit unions with $250,000 in coverage.

The Credit Union Difference

Founded in 1959, our mission is to be a financial wellness partner for our members while supporting the community.