DCCU Routing # 251483311

Credit Cards

Platinum Rewards Credit Card

At DCCU, finding the credit card that's right for you is easy - our Platinum Rewards Mastercard comes with low rates, great benefits, and no application or annual fees. Find out more below.

Introductory Offer for New Cardholders

New cardholders receive 0% intro APR for 12 months on purchases and balance transfers.1 After the introductory period, the go-to rate is the standard variable purchase/balance transfer rate %%mc-rewards.low%% - %%mc-rewards.high%% APR2, based on creditworthiness. 

0% Introductory rate for 12 months from the open date on all purchases and balance transfers made within 12 months of account opening. Introductory rate does not apply to balances transferred from other DuPont Community Credit Union credit cards or loans. Balance transfer fee is 3% of the amount of each transfer ($3 minimum, $150 maximum). Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). 2 The go-to rate is your standard variable purchase/balance transfer rate %%mc-rewards.low%% - %%mc-rewards.high%% APR, based on creditworthiness. Rates accurate as of 03/01/2024 and subject to change. Offers of credit subject to creditworthiness. Membership required. 

young woman and friends handing cashier credit card

Key Benefits & Features

  • Receive double points on gas and groceries, and 1 point for every dollar spent on other purchases
  • Redeem your points for merchandise, gift cards, cash back, travel, or donate to a local charity
  • Variable Purchase APR: %%mc-rewards.low%% - 20.24%
  • No Annual Fee
  • Limits up to $30,000

Platinum Rewards Credit Card Benefits


We live where you live. You will always be able to speak to or meet with a DCCU Member Advisor in your own community. Find a branch near you.

FICO® Score

Receive your FICO® Score on your credit card statement.  Learn more about FICO® Scores. 

Price Protection

Save money with your DCCU credit card. If an item you purchased goes on sale within 60 days, you receive the difference, up to $250.1

Master Rental Insurance®

Renting a vehicle? We've got you covered. When renting a vehicle for fifteen (15) consecutive days or less with your DCCU credit card, you are covered. Provides reimbursement for physical damage to or theft of a rental vehicle.1

ID Theft Protection

Stay protected with DCCU. Receive help with notifications and legal guidance in the event of ID theft.1

Fraud Alerts

Added security and convenience with your DCCU credit card. Receive an automated text message if a suspicious transaction occurs. Verify or add your mobile number within Online Banking to ensure you are enrolled.

Identity Check ™

Added protection for your online transactions when using your DCCU credit card. If fraud is suspected, we will stop the checkout process until you have confirmed that the rightful account owner is making the transaction. Enjoy peace of mind knowing your purchase is protected with enhanced security.

Extended Warranty

No need to pay for an extended warranty. Your DCCU credit card extends the original manufacturer's warranty up to 12 months on items purchased on your Mastercard.1

Travel Accident & Baggage Delay Insurance

Immediate family members receive automatic travel insurance when the entire cost of fare was paid with your Mastercard. The Insured Person(s) will be reimbursed up to the Daily Benefit Amount of $100 per day for three (3) days in the event of a Baggage Delay.1

ID Theft Protection

Stay protected with DCCU. Receive help with notifications and legal guidance in the event of ID theft.1

Zero Liability

You will not be responsible for purchases you did not make. Card members will not be held liable if their card is used for purchases without their permission. Some conditions and exceptions apply, visit mastercard.us/zero-liability for full details.

Mobile Wallets

Added convenience for faster and more secure checkout.  Enroll your DCCU credit card in mobile wallets.

1 Certain restrictions apply. For details, see the Guide to Benefits that is available for download on this page.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

CURewards® Points Information

If you have a Rewards debit card, the points you earn from your debit card can also be combined into a single Rewards account with your credit card points.  Redeem your CURewards®  points by logging into Online Banking or the Mobile App. If you do not have access to Online Banking, you can register here or contact 1-866-597-1575 to request a redemption.



You May Also Want to Consider

Platinum Rewards Mastercard FAQs

Send all MasterCard Credit Card payments to:
DuPont Community Credit Union
PO Box 71050
Charlotte, NC 28272-1050

Yes, you may call or visit any DCCU office to make a payment.  You may also make payments using Online Banking, or via mail, using the address above.

To report a lost or stolen Credit Card, call toll-free: 844-231-2221.

Yes, be sure to contact us with the dates and places you will be traveling.

You can call toll-free: 888.918.7313.  Or contact us for additional help.

Any payment of $2,500 or over will be held for three business days.  Funds will become available once the hold has been released.

If the unauthorized transactions were completed with your MasterCard Platinum, contact our Cardholder Services Department at 800.449.7728.  They will promptly cancel your Credit Card number and issue you a new card.  Once your card has been canceled, no additional transactions can be authorized.  You should receive your new card within 7-10 business days.

Contact us and we will be glad to review your credit card to assist with this issue.  **If this occurs after business hours, you may also contact our Cardholder Services Department at 844-231-2221.  Your card may have been placed on hold due to transactions that have been processed outside of your normal spending and threshold.  Security processes will place a hold on transactions with your card until we can verify that the transactions are processed by you.  This ensures that if your card was lost or stolen, additional protection is available to keep fraudulent transactions from occurring.

You make take up to 25% of the total credit card limit (Example| Credit Card limit $10,000 max cash advance will be $2,500).

Your new credit card is mailed to the address on your account 3-4 weeks prior to your current expiration date.  Your current card will remain active until the last day of the month in which your card expires.  If you have not received your new credit card, it may be beneficial to check your address in Online Banking (under Alerts & Settings) to ensure we have your most recent address.  If you have not received your card within the time frame, contact us for assistance.

Convenient Locations

DCCU has 14 convenient locations to serve your financial needs. 

We are federally insured by the NCUA

The NCUA provides all members of federally insured credit unions with $250,000 in coverage.

The Credit Union Difference

Founded in 1959, our mission is to be a financial wellness partner for our members while supporting the community.