Home Loans

More than a Mortgage

DCCU has served the Shenandoah Valley for over 40 years with a variety of loan products to provide our members with a better home loan experience. We even offer home loan products designed specifically for first time buyers! Want to check out our great rates? Click here.

Whether you’re a first time home buyer, ready for your next home, or are looking to refinance, DCCU helps you through every step. At DCCU, you’re more than a mortgage – you’re a member. As a member, you’ll experience personal service as we help you to find the home loan that’s right for you.

Not a member? If you live or work in the Central Shenandoah Valley, it’s easy to join! Click here to start the member application process or stop by any of our 10 convenient locations.

Financing Your Home: DCCU Member Story

When Ryan decided to buy his first home, he turned to DCCU to help him finance his new house. See what a home loan from DCCU could do for you!


DuPont Community Credit Union NMLS ID# 609369 | http://nmlsconsumeraccess.org



DCCU’s mortgage team is excited to help make your dream of affordable home ownership a reality! Contact the mortgage advisor near you with questions about buying or refinancing your home or to get pre-qualified or approved for a mortgage.

Serving Harrisonburg and Rockingham County

Jim Knicely
Jim has been helping people finance their homes for over 20 years. He enjoys helping people with one of the most important decisions in their lives by finding the best type of loan to suit their needs.




Serving Shenandoah County and the Surrounding Area

Jean Ellis-Copp
Jean has been helping DCCU members finance homes for over 5 years and will guide you through the loan process. Having lived in the community for 40 years, she’s excited to make home ownership a reality for her neighbors in Shenandoah County.

Serving Staunton and the Surrounding Area

Diana Sample
Diana has worked in mortgage lending for over 7 years and will guide you through the loan process. She’s lived in the community for 35 years and is excited to make home ownership a reality for her neighbors in Staunton.

Rhonda Williams
Rhonda has been guiding homeowners through the purchase process for over 10 years. Having lived in the community for 20 years, Rhonda enjoys helping the residents of Staunton and Augusta County finance their dream homes.

Serving Waynesboro and the Augusta County Area

Kathy Perdue
Kathy has been with DCCU for 28 years, involved in all aspects of mortgage lending for 20 of those years. She is excited to work with the residents of Waynesboro and the Augusta County surrounding area.

Kelly Fitzgerald
Kelly has been guiding homeowners through the purchase process for over 16 years. She is excited to make affordable home ownership a reality for the residents of Waynesboro and Augusta County.


Now is the time to refinance your home with DCCU. Whether you're looking for a lower interest rate, need a cash-out refinance, or want to consolidate debt, our experienced mortgage team will help you save money with the home loan that's right for you.

Use the short form below to contact the DCCU mortgage advisor near you:



Which Option Are You Interested In? Tell Us More About Yourself.
What's The Best Way To Contact You?

Am I eligible?
and / or

At DCCU, we understand that purchasing or refinancing a home is one of the biggest decisions you'll make. That's why we provide both great rates and personal service to our members.

Complete the short form below to have one of our mortgage advisors contact you to answer any home loan questions you may have and help you to get prequalified.



Which Option Are You Interested In? Tell Us More About Yourself.
What's The Best Way To Contact You?

Am I eligible?
and / or

140 Lucy Lane P.O. Box 1365, Waynesboro, VA 22980


Federally insured by NCUA