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Introductory Offer

New cardholders receive 0% intro APR for 6 months on purchases and balance transfers made within the first 90 days. After the introductory period, rates are variable 9.99% - 21.99% APR based on creditworthiness. 

Pay $0 balance transfer fee on all balances transferred within the first 90 days. Balance transfer fees after the intro period 3% ($3 minimum, $150 maximum).

Other fees may apply - Cash Advance 3% ($3 minimum), Foreign Transaction 1% (any transaction processed outside of the U.S.). Offers of credit subject to creditworthiness. Membership required.

See how much you could save

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Choose the Card that's Right for You

DCCU Platinum Rewards Credit Card

Platinum Rewards Credit Card

  • Earn double points on gas and groceries, and 1 point for every dollar spent on other purchases
  • Redeem your points for merchandise, gift cards, cash back, travel, or donate to a local charity
  • Purchase APR: 9.99% - 16.99%
  • No annual fee
  • Limits up to $30,000

Apply online

Learn More

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Local
We live where you live. You will be able to speak to or meet with a DCCU Member Advisor in your own community. Find a branch near you.

FICO Score icon

FICO® Score
Receive your FICO® Score on your credit card statement. Learn more about FICO® Scores.

DCCU fraud alerts icon

Fraud Alerts
Added security and convenience with your DCCU credit card. Receive an automated text message if a suspicious transaction occurs. Visit Alerts & Settings in Online Banking to enroll.

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Digital Wallets
Added convenience for faster and more secure checkout. Enroll your DCCU credit card in digital wallets.

Price protection icon

Price Protection
Save money with your DCCU credit card. If an item you purchased goes on sale within 60 days, you receive the difference, up to $250.1

Extended warranty icon

Extended Warranty
No need to pay for an extended warranty. Your DCCU credit card extends the original manufacturer's warranty up to 12 months on items purchased on your Mastercard.1

MasterRental Insurance icon

Master Rental Insurance®
Renting a vehicle? We've got you covered. When renting a vehicle for fifteen (15) consecutive days or less with your DCCU credit card, you are covered. Provides reimbursement for physical damage to or theft of a rental vehicle.1

Travel accident and baggage delay insurance icon

Travel Accident & Baggage Delay Insurance
Immediate family members receive automatic travel insurance when the entire cost of fare was paid with your Mastercard. The Insured Person(s) will be reimbursed up to the Daily Benefit Amount of $100 per day for three (3) days in the event of a Baggage Delay.1

ID Theft Protection icon

ID Theft Protection
Stay protected with DCCU. Receive help with notifications and legal guidance in the event of ID theft.1

Zero liability icon

Zero Liability
You will not be responsible for purchases you did not make. Card members will not be held liable if their card is used for purchases without their permission. Some conditions and exceptions apply, visit mastercard.us/zero-liability for full details

DCCU Platinum Cash Back Credit Card

Platinum Cash Back Credit Card

  • Earn 1% cash back
  • Cash back is automatically applied to your statement balance annually, with no hassle for you
  • Purchase APR: 10.99% - 17.99%
  • No annual fee
  • Limits up to $30,000

Apply online

Learn More

DCCU location icon

Local
We live where you live. You will be able to speak to or meet with a DCCU Member Advisor in your own community. Find a branch near you.

FICO Score icon

FICO® Score
Receive your FICO® Score on your credit card statement. Learn more about FICO® Scores.

DCCU fraud alerts icon

Fraud Alerts
Added security and convenience with your DCCU credit card. Receive an automated text message if a suspicious transaction occurs. Visit Alerts & Settings in Online Banking to enroll.

digital wallets icon

Digital Wallets
Added convenience for faster and more secure checkout. Enroll your DCCU credit card in digital wallets.

Price protection icon

Price Protection
Save money with your DCCU credit card. If an item you purchased goes on sale within 60 days, you receive the difference, up to $250.1

Extended warranty icon

Extended Warranty
No need to pay for an extended warranty. Your DCCU credit card extends the original manufacturer's warranty up to 12 months on items purchased on your Mastercard.1

MasterRental Insurance icon

Master Rental Insurance®
Renting a vehicle? We've got you covered. When renting a vehicle for fifteen (15) consecutive days or less with your DCCU credit card, you are covered. Provides reimbursement for physical damage to or theft of a rental vehicle.1

Travel accident and baggage delay insurance icon

Travel Accident & Baggage Delay Insurance
Immediate family members receive automatic travel insurance when the entire cost of fare was paid with your Mastercard. The Insured Person(s) will be reimbursed up to the Daily Benefit Amount of $100 per day for three (3) days in the event of a Baggage Delay.1

ID Theft Protection icon

ID Theft Protection
Stay protected with DCCU. Receive help with notifications and legal guidance in the event of ID theft.1

Zero liability icon

Zero Liability
You will not be responsible for purchases you did not make. Card members will not be held liable if their card is used for purchases without their permission. Some conditions and exceptions apply, visit mastercard.us/zero-liability for full details

Make Your DCCU Credit Card Your Preferred Card for Online Purchases

Use your DCCU credit card for automated payments and as your preferred payment for online merchants. Save time at checkout while receiving these great benefits:

  • Earn rewards points or cash back
  • Extended Warranty1
  • Price Protection1
  • Zero Liability2

1Certain restrictions apply. For details, see the Guide to Benefits.
2Certain restrictions apply. See www.mastercard.us/zero-liability for details.

Business Platinum

DCCU Business Platinum credit card

Business Platinum Credit Card

  • Purchase APR: 9.99% - 16.99%
  • No annual fee, no application fee
  • Earn Rewards points on everyday purchases
    • 1 point for every dollar spent, up to 75,000 points annually
    • Redeem points for gift cards, merchandise, travel, cash, or donate to a local charity

Contact us

Learn More

Local
We live where you live. You will always be able to speak to or meet with a DCCU Member Advisor in your own community. Find a branch near you.

DCCU fraud alerts icon

Fraud Alerts
Added security and convenience with your DCCU credit card. Receive an automated text message if a suspicious transaction occurs. Visit Alerts & Settings in Online Banking to enroll.

Purchase assurance icon

Purchase Assurance
Provides coverage for most items you purchased if the item is damaged or stolen within 90 days of the date of purchase.1

Easy savings icon

Easy Savings
Receive an automatic rebate when using your business credit card at participating merchants. Enroll your business credit card into the Easy Savings program and view participating merchants.1

Mastercard Priceless Cities icon

Mastercard Priceless Cities®
Offers unique access and special experiences so you can enjoy more of the cities you love.

Extended Warranty icon

Extended Warranty
No need to pay for an extended warranty. Your DCCU credit card extends the original manufacturer's warranty up to 12 months on items purchased on your Mastercard.1

MasterRental Insurance icon

Master Rental Insurance®
Renting a vehicle? We've got you covered. When renting a vehicle for fifteen (15) consecutive days or less with your DCCU credit card, you are covered. Provides reimbursement for physical damage to or theft of a rental vehicle.1

Travel Accident and Baggage Delay Insurance icon

Travel Accident & Baggage Delay Insurance
Immediate family members receive automatic travel insurance when the entire cost of fare was paid with your Mastercard. The Insured Person(s) will be reimbursed up to the Daily Benefit Amount of $100 per day for three (3) days in the event of a Baggage Delay.1

ID Theft Protection icon

ID Theft Protection
Stay protected with DCCU. Receive help with notifications and legal guidance in the event of ID theft.1

 

 

Click to download terms and conditions and the guide to benefits.

1 Certain restrictions apply. For details, see the Guide to Benefits that is available for download on this page.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.</

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