Limited-time Offer for New and Existing Cardholders

Now through February 28th, all DCCU personal credit card holders receive 0% APR for 12 months on balance transfers and pay no balance transfer fees! The go-to rate is just 9.99% for the life of the balance. 

Don't have a DCCU credit card? Apply for one today! New cardholders will also receive 0% APR on purchases for 12 months, with a go-to rate dependent upon creditworthiness at the time of account opening.

0.00% Promotional Rate for 12 monthly statement periods on all balance transfers made between January 1, 2017 and February 28, 2017. The go-to APR will be 9.99% for the life of the balance(s) transferred between January 1, 2017 and February 28, 2017. 0% Introductory Rate on purchases made between January 1, 2017 and February 28, 2017 is available on new accounts only. The go-to APR for purchases will be dependent upon creditworthiness at time of account opening. For complete terms and conditions, call 800-245-8085. Participating in this promotion may affect your ability to use our grace period to limit interest paid on purchases.

Choose the Card that's Right for You

At DCCU, finding the credit card that's right for you is easy - both of our personal credit cards come with the same low rates, great benefits, and no application or annual fee. All you have to do is choose whether you want to earn cash back or rewards points on your purchases. It's that simple! Apply for a DCCU credit card today and start saving!

DCCU Rewards credit card

Platinum Rewards Credit Card

  • Purchase APR: 8.49% - 15.49%
  • 0% APR for 12 months on purchases and balance transfers made by February 28, 2017. The go-to rate for balances transferred during this time is 9.99% for the life of the balance. The go-to rate for new purchases is dependent upon creditworthiness at time of account opening.
  • $0 balance transfer fee on balances transferred by February 28, 2017
  • No annual fee
  • Limits up to $30,000
  • 24/7 fraud monitoring for your protection
  • Payments and expense tracking made easy through Online Banking and Mobile Banking
  • Transfer balances online
  • Earn rewards on everyday purchases:
    • Double points on gas and groceries, 1 point for every dollar spent on other purchases
    • Redeem points for gift cards, merchandise, travel, cash, or donate to a local charity

Apply Now

DCCU Cash Back credit card

Platinum Cash Back Credit Card

  • Purchase APR: 8.49% - 15.49%
  • 0% APR for 12 months on purchases and balance transfers made by February 28, 2017. The go-to rate for balances transferred during this time is 9.99% for the life of the balance. The go-to rate for new purchases is dependent upon creditworthiness at time of account opening.
  • $0 balance transfer fee on balances transferred by February 28, 2017
  • No annual fee
  • Limits up to $30,000
  • 24/7 fraud monitoring for your protection
  • Payments and expense tracking made easy through Online Banking and Mobile Banking
  • Transfer balances online
  • Earn cash back on purchases:
    • Up to 1% cash back on yearly net purchases, based on a tiered amount

 

Apply Now

 

 

0.00% Promotional Rate for 12 monthly statement periods on all balance transfers made between January 1, 2017 and February 28, 2017. The go-to APR will be 9.99% for the life of the balance(s) transferred between January 1, 2017 and February 28, 2017. 0% Introductory Rate on purchases made between January 1, 2017 and February 28, 2017 is available on new accounts only. The go-to APR for purchases will be dependent upon creditworthiness at time of account opening. For complete terms and conditions, call 800-245-8085. Participating in this promotion may affect your ability to use our grace period to limit interest paid on purchases.

Plus, all DCCU personal credit cards come with these additional benefits:

  • Identity Theft Resolution1 - Receive help with notifications and legal guidance in the event of ID theft.
  • Chip Technology - The chip contains encrypted information that makes it extremely difficult for the card to be copied or counterfeited. At merchants that use chip terminals, the card and terminal work together to add an additional layer of security to the transaction.
  • Travel Accident and Baggage Delay Insurance - Cardholder, spouse, or unmarried dependent children will automatically be insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed common carrier, provided the entire cost of the passengerfare(s) has been charged to your MasterCard account prior to departure.
  • MasterRental Insurance - Provides reimbursement for physical damage to or theft of a rental vehicle.
  • Price Protection1 - If a purchase made on your MasterCard goes on sale within 60 days, you receive the difference up to $250.
  • Extended Warranty1 - Doubles the original manufacturer's warranty up to 12 months on items purchased on your MasterCard®.
  • MasterCard Priceless® Cities - Offers unique access and special experiences so you can enjoy more of the cities you love.
  • Zero Liability - Cardmembers will not be held liable if their card is used for purchases without their permission. Some conditions and exceptions apply, visit www.mastercard.us/zero-liability for full details.

As a DCCU cardholder, you are automatically enrolled and receive these great benefits. For assistance or questions about these benefits, call 1-800-MASTERCARD.

Questions about your DCCU credit card? View our FAQs.

1 Certain restrictions apply. For details, see the Guide to Benefits that is available for download on this page.

MasterCard and the MasterCard brand mark are registered trademarks and MasterCard Global Service and MasterCard Airport Concierge are trademarks of MasterCard International Incorporated, used pursuant to license.

Credit Card APR Calculator
Please Select Your Desired Card: Enter Your Credit Score Here:

*If you do not know your actual credit score an estimate will be sufficient

Your Approximate Credit Card Purchase APR: Your Approximate Credit Card Cash APR:

*Please note, calculated rates within this feature are estimates only and are subject to change during application processing

**All offers and terms of credit subject to an evaluation of individual creditworthiness

***Industry average Purchase APR of 15.27% source: creditcards.com, published December 27, 2016

Save money with a DCCU credit card

Apply now

Business Platinum

Featured Benefits:
  • Purchase APR: 8.49% - 15.49%
  • No annual fee, no application feeDCCU MasterCard Business credit card
  • Earn Rewards points on everyday purchases
    • 1 point for every dollar spent, up to 75,000 points annually
    • Redeem points for gift cards, merchandise, travel, cash, or donate to a local charity
  • Chip Technology - The chip contains encrypted information that makes it extremely difficult for the card to be copied or counterfeited. At merchants that use chip terminals, the card and terminal work together to add an additional layer of security to the transaction.
  • Identity Theft Resolution1 - Receive help with notifications and legal guidance in the event of ID theft.
  • Extended Warranty1 - Doubles the original manufacturer's warranty up to 12 months on items purchased on your MasterCard.
  • Purchase Assurance - Provides coverage for most items you purchase with your MasterCard if the item is damaged or stolen within 90 days of the date of purchase.
  • MasterCard Priceless® Cities - Offers unique access and special experiences so you can enjoy more of the cities you love.
  • Easy Savings - An automatic rebate program that enables participating merchants to provide rebate savings to cardholders registered for the program. Visit www.easysavings.com to register and browse participating merchants.
  • MasterRental Insurance - Provides reimbursement for physical damage to or theft of a rental vehicle.
  • Travel Accident and Baggage Delay Insurance - Cardholder, spouse, or unmarried dependent children will automatically be insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed common carrier, provided the entire cost of the passengerfare(s) has been charged to your MasterCard account prior to departure.
  • Zero Liability - Cardmembers will not be held liable if their card is used for purchases without their permission. Some conditions and exceptions apply, visit www.mastercard.us/zero-liability for full details.

Click to download terms and conditions and the guide to benefits.

1 Certain restrictions apply. For details, see the Guide to Benefits that is available for download on this page.

MasterCard and the MasterCard brand mark are registered trademarks and MasterCard Global Service and MasterCard Airport Concierge are trademarks of MasterCard International Incorporated, used pursuant to license.

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